120 Cedar Rdg Dr, Monaca, PA 15061 Property Records

Beaver County property record for 120 Cedar Rdg Dr, Monaca, PA 15061

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,515 sqft · built 1990
Lot Size	0.83 acres (36,155 sqft)
Owner	2 Individual Names on File
Last Sale	$280,000 (Aug 2018)
Tax Bill	$708 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`56-049-0100.000`

Property Details

APN / Parcel Number

Primary APN	`56-049-0100.000`
Alternative APN	`56-049-0100.000-01-1`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,515 sqft Living Area
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Block
Roof Material	Asphalt
Lot Area	36,155 sqft (0.83 acres)
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	12 sqft
Deck Area	169 sqft
Patio Area	169 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	56-049-0100.000
Street Address	120 CEDAR RIDGE DR
City	MONACA
State	PA
Zip	15061-2748
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 CEDAR RIDGE EST PH2 HS
Legal Subdivision	CEDAR RIDGE ESTATE PH2
Legal Phase	2
Legal Lot Number	1
Jurisdiction	BEAVER PA
Township / Civil Division	CENTER
Census Block Group	2
Census Block	2017
Census Tract	603202

Owner

120 Cedar Rdg Dr is owned and occupied by two individuals who bought it in August 2018.

Source: Beaver County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	120 CEDAR RIDGE DR, MONACA, PA 15061-2748
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage R-S BELLCO FEDERAL CREDIT UNION
Apr 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage FEDERATED MORTGAGE CORP
Nov 24, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Aug 10, 2018	Deed of Trust, Mortgage · FHA Mortgage FIRST NAT'L BK/PA
Aug 17, 2018	Deed, Transfer · FHA Mortgage FIRST NATL BANK PENNSYLVANIA
Aug 15, 2018	Grant Deed, Transfer KEYMAX SETTLEMENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2018 · Amount on File
Deed Sale	Aug 17, 2018 · Amount on File
Prior Sale	Aug 15, 2018 · Amount on File
Deed Document Number	20183577389
Deed Book / Page	3577 / 389
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAVER PA
Recording Date	Apr 1, 2026
Property Address	120 CEDAR RIDGE DR, MONACA, PA 15061-2748
Document Number	0003728578
Instrument Date	Mar 13, 2026
Instrument	20263728578
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 CEDAR RIDGE DR, MONACA, PA 15061-2748
Investor	Possibly a Property Investor

Mortgage

Document Number	0003728578,
Date	Apr 1, 2026
Instrument	20263728578

Lender

Name	R-S BELLCO FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Mar 12, 2036

Interest

Rate Type	Fixed Rate
Rate	6.09%
Initial Type	Fixed Rate
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAVER PA
Property Address	120 CEDAR RIDGE DR, MONACA, PA 15061-2748
Transaction Type	Mortgage
Record Updated	Apr 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3632707
Date	Apr 1, 2021
Instrument	3632707

Lender

Name	FEDERATED MORTGAGE CORP
Type	Mortgage Company
Address	PITTSBURGH, PA 15211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 1, 2041

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAVER PA
Property Address	120 CEDAR RIDGE DR, MONACA, PA 15061-2748
Document Number	0003624740
Instrument Date	Nov 24, 2020
Transaction Type	Mortgage
Record Updated	Feb 4, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 CEDAR RIDGE DR MONACA PA 150612748, MONACA, PA 15061-2748

Mortgage

Document Number	0003624740
Date	Dec 10, 2020
Instrument	3624740

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Dec 9, 2048

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAVER PA
Property Address	120 CEDAR RIDGE DR, MONACA, PA 15061-2748
Document Number	0003581108
Instrument Date	Aug 10, 2018
Transaction Type	Mortgage
Record Updated	Oct 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	412 ALLEN AVE MONACA PA 150611602, MONACA, PA 15061-1602

Mortgage

Document Number	0003581108
Date	Oct 17, 2018
Instrument	3581108

Lender

Name	FIRST NAT'L BK/PA
Type	Bank
Address	HERMITAGE, PA 16148

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 16, 2048

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BEAVER PA
Recording Date	Aug 17, 2018
Property Address	120 CEDAR RIDGE DR, MONACA, PA 15061-2748
Document Number	0003577389
Book / Page	3577 / 389
Map Reference	PBV 22 PG 286
Instrument Date	Jul 26, 2018
Instrument	3577389
Transaction Type	Transfer
Record Updated	Jul 1, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,800.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	120 CEDAR RIDGE DR, MONACA, PA 15061-2748

Mortgage

Document Number	0003577390
Date	Aug 17, 2018
Instrument	3577390

Lender

Name	FIRST NATL BANK PENNSYLVANIA

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BEAVER PA
Recording Date	Aug 15, 2018
Property Address	120 CEDAR RIDGE DR, MONACA, PA 15061-2748
Document Number	0003577310
Instrument Date	Jul 7, 2018
Instrument	3577310
Transaction Type	Transfer
Record Updated	Aug 30, 2018
Title Company	KEYMAX SETTLEMENT

Transaction

Amount	Amount on Record
Tax	$2,800.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	455 TAFT AVE GLEN ELLYN IL 601376202, GLEN ELLYN, IL 60137-6202
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 120 Cedar Rdg Dr was $708, down 78.6% from the year before.

Source: Beaver County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Beaver County
County Subdivision	Center Township
Unified School District	Central Valley School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$161,000 (-) Land $33,850 Building $127,150	$322,000 (-) Land $67,700 Building $254,300
2025	$708.00 (-78.58%)	$161,000 Land $33,850 Building $127,150	$322,000 Land $67,700 Building $254,300
2024	$3,305.00 (-45.78%)
2023	$6,095.00	$57,550 Land $11,050 Building $46,500
1982			$115,100 Land $22,100 Building $93,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 120 Cedar Rdg Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective July 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2004–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 Cedar Rdg Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTER TWP WATER AUTH serves 19,000 people · EPA ID PA5040007
Water Source	Surface water
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Feb 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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