Chesapeake City property record for 120 Cedar Rd, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,641 sqft · built 2020 |
| Lot Size | 0.367 acres (15,987 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $610,000 (Apr 2026) |
| Tax Bill | $5,228 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 2 more |
| APN | 0481005000650 |
| Primary APN | 0481005000650 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,641 sqft Living Area |
| 1st Floor Area | 1,657 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,987 sqft (0.367 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 120 CEDAR RD |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-5239 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15S: RESI |
| Legal Description | 65A RESUB PT LOTS 47, 48, 64, 65 GREAT BRIDGE ACRES |
| Legal Subdivision | GREAT BRIDGE ACRES |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 21005 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 120 CEDAR RD, CHESAPEAKE, VA 23322-5239 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 30, 2026 | Bargain and Sale Deed, Transfer · VA Mortgage AMERICAN NBRHD MORTGAGE ACCPTNC |
| Apr 30, 2026 | Bargain and Sale Deed, Transfer · VA Mortgage AMERICAN HOME MORTGAGE ACCEPT |
| Jan 17, 2024 | Warranty Deed, Subdivision Related Transfer · ARM NAVY FEDERAL CREDIT UNION |
| Apr 29, 2022 | Gift Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2026 · Amount on Record |
| Deed Sale | Apr 30, 2026 · Amount on Record |
| Prior Sale | Jan 17, 2024 · Amount on Record |
| Deed Document Number | 202610957 |
| Deed Book / Page | 10973 / 917 |
| Prior Transfer Date | Jul 6, 2024 |
| Prior Transfer Doc | 10764/1172 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Apr 30, 2026 |
| Property Address | 120 CEDAR RD, CHESAPEAKE, VA 23322-5239 |
| Document Number | 0000010957 |
| Book / Page | 10973 / 917 |
| Instrument Date | Apr 27, 2026 |
| Instrument | 2026.10957 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $61,610.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 120 CEDAR RD, CHESAPEAKE, VA 23322-5239 |
| Document Number | 0000010958, |
|---|---|
| Date | Apr 30, 2026 |
| Book Page | 10973/922 |
| Instrument | 2026.10958 |
| Name | AMERICAN NBRHD MORTGAGE ACCPTNC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Apr 30, 2026 |
| Property Address | 120 CEDAR RD, CHESAPEAKE, VA 23322-5239 |
| Document Number | 010973/917 |
| Book / Page | 10973 / 917 |
| Instrument Date | Apr 27, 2026 |
| Instrument | 202610957 |
| Transaction Type | Transfer |
| Record Updated | Jun 3, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $61,610.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 120 CEDAR RD, CHESAPEAKE, VA 23322-5239 |
| Document Number | 0000010958, |
|---|---|
| Date | Apr 30, 2026 |
| Book Page | 10973/922 |
| Instrument | 202610958 |
| Name | AMERICAN HOME MORTGAGE ACCEPT |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jan 17, 2024 |
| Property Address | 120 CEDAR RD, CHESAPEAKE, VA 23322 |
| Document Number | 10719/1665 |
| Book / Page | 10719 / 1665 |
| Instrument Date | Jan 12, 2024 |
| Instrument | 240000938 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 31, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 120 CEDAR RD, CHESAPEAKE, VA 23322 |
| Document Number | 0240000939 |
|---|---|
| Date | Jan 17, 2024 |
| Instrument | 240000939 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Feb 1, 2029 |
| Change Frequency | 5 Years |
| Margin | 2 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Apr 29, 2022 |
| Property Address | 120 CEDAR RD, CHESAPEAKE, VA 23322 |
| Document Number | 010553/391 |
| Book / Page | 10553 / 391 |
| Instrument Date | Apr 28, 2022 |
| Instrument | 220014569 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2300 DAPPLE GREY CT, CHESAPEAKE, VA 23322-1588 |
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $546,800 (+5.64%) Land $190,000 Building $356,800 | $546,800 (+5.64%) Land $190,000 Building $356,800 | |
| 2025 | $5,228.00 (+5.94%) | $517,600 (+4.38%) Land $180,000 Building $337,600 | $517,600 (+4.38%) Land $180,000 Building $337,600 |
| 2024 | $4,935.00 (+308.86%) | ||
| 2023 | $495,900 (+4.95%) Land $160,000 Building $335,900 | $495,900 (+4.95%) Land $160,000 Building $335,900 | |
| 2022 | $472,500 Land $150,000 Building $322,500 | $472,500 Land $150,000 Building $322,500 | |
| 2019 | $1,207.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 68 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 68 in force |
| Nearby Flood Claims | 334 (1978–2024) |
| Claims Outside the SFHA | 8 of 334 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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