120 Cedar Mountain Dr, Tracy, CA 95376 Property Records

San Joaquin County property record for 120 Cedar Mountain Dr, Tracy, CA 95376

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,035 sqft · built 1992
Lot Size0.116 acres (5,031 sqft)
OwnerCompany Name on Record
Last Sale$675,000 (Sep 2026)
Tax Bill$4,384 (2026)
Deeds & MortgagesSep 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN235-230-720-000

Property Details

APN / Parcel Number

Primary APN235-230-720-000
Alternative APN
  • 235-230-72

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,035 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleL-Shape
Construction TypeWood
Lot Area5,031 sqft (0.116 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number235-230-72
Street Address120 CEDAR MOUNTAIN DR
CityTRACY
StateCA
Zip95376-1477
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTR 2126 MT DIABLO P MAP 29 PG 10 LOT 135
Legal SubdivisionMT DIABLO PARK
Legal Tract2126
Legal Block2
Legal Lot Number135
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group2
Census Block2012
Census Tract5405

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address120 CEDAR MOUNTAIN DR, TRACY, CA 95376-1477
OccupancyOwner Occupied
Owner TypeCompany
VestingSingle Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 15, 2026 · Amount on Record
Deed SaleSep 15, 2026 · Amount on Record
Deed Document Number202684221
Record UpdatedOct 29, 2026

September 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateSep 15, 2026
Property Address120 CEDAR MOUNTAIN DR, TRACY, CA 95376-1477
Document Number0000084221
Instrument DateSep 14, 2026
Instrument202684221
Transaction TypeTransfer
Record UpdatedOct 1, 2026
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$74,992.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 CEDAR MOUNTAIN DR, TRACY, CA 95376-1477

Mortgage

Document Number0000084222,
DateSep 15, 2026
Instrument202684222
Lender
NameLOAN STORE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,384.00 (+0.09%)
2025$4,380.00 (+10.11%) Homeowner's exemption$367,644 (+4.04%) Land $123,744 Building $243,900
2023$3,978.00 (+2.16%) Homeowner's exemption$353,370 Land $118,940 Building $234,430$607,410
2022$3,894.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1996–1998)
Most Recent ClaimFeb 1998 · Severe Winter Storms And Flooding
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TRACY
serves 98,215 people · EPA ID CA3910011
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 648 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Matrix Broadband
Fixed Wireless
600 / 120
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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