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120 Cavanaugh Rd, Royal, AR 71968 Property Records

Garland County property record for 120 Cavanaugh Rd, Royal, AR 71968

Property Summary

Property TypeRural Home
Details1 ba · 768 sqft · built 1986
Lot Size15.8 acres (691,297 sqft)
OwnerIndividual Name on Record
Tax Bill$5 (2025)
Deeds & MortgagesJun 2026 Mortgage
Nov 2024 Transfer
Flood ZoneZone X (minimal risk)
APN100-17963-000

Property Details

APN / Parcel Number

Primary APN100-17963-000
Alternative APNs
  • 701190.0
  • 90423

Interior

Full Baths1 Bath
Stories1 Story
Building Area768 sqft Living Area
1st Floor Area768 sqft

Exterior

Year BuiltBuilt 1986
Architectural StyleMobile/Manufactured
Lot Area691,297 sqft (15.8 acres)
TerrainHigh
DrivewayDriveway
Driveway Area5,670 sqft

Exterior Amenities

Deck Area72 sqft
Patio Area768 sqft
FenceFence
Shed1 Shed
Shed Area814 sqft
Utility Building90 sqft

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Account Number701190.0
Street Address120 CAVANAUGH RD
CityROYAL
StateAR
Zip71968
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionPT SW NE & PT NW SE
Legal Range21W
Legal Township02S
Legal Section29
JurisdictionGARLAND AR
Township / Civil DivisionHALE
Census Block Group2
Census Block2038
Census Tract10302

Owner

Source: Garland County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1501 E HIGHLAND AVE, MALVERN, AR 72104-5521
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 26, 2026Deed of Trust, Mortgage · Conventional Mortgage
FARM CREDIT SERVICES WESTERN AR
Nov 22, 2024Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Prior SaleJul 19, 2010
Last Transfer DateNov 22, 2024
Transfer Doc0047070429
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGARLAND AR
Recording DateJun 26, 2026
Property Address120 CAVANAUGH RD, ROYAL, AR 71968
Document Number4887000502
Book / Page4887 / 502
Instrument DateJun 25, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyJACKSON HOLE TITLE, JACKSON TITLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address2795 NE COUNTY ROAD 1030, CHATFIELD, TX 75105-3007

Mortgage

Document Number4887000502,
DateJun 26, 2026
Book Page4887/502
Lender
NameFARM CREDIT SERVICES WESTERN AR
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.53%
Initial TypeFixed Rate
Max Rate-1%

November 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionGARLAND AR
Recording DateNov 22, 2024
Property Address120 CAVANAUGH RD, ROYAL, AR 71968
Document Number0047070429
Book / Page4707 / 429
Instrument DateSep 6, 2024
Transaction TypeTransfer
Record UpdatedOct 16, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address114 FRANCIS ST, HOT SPRINGS NATIONAL PARK, AR 71913-4221

Tax Assessment & Valuation

Source: Garland County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArkansas
CountyGarland County
Unified School DistrictLake Hamilton School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5.00 (+25%) Homeowner's exemption$6,020 (-) Land $4,370 Building $1,650
2023$4.00 Homeowner's exemption$6,020 Land $4,370 Building $1,650$30,100 Land $21,850 Building $8,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 41% of Arkansas
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOT SPRINGS UTILITIES
serves 75,343 people · EPA ID AR0000209
Water SourceSurface water
Last State InspectionAug 2024
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Longview Cable Television Company
Fiber		1,000 / 1,000

May also be available: Wireless ETC.

Cell Coverage

5G (outdoors only) and 4G LTE

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