Surry County property record for 120 Catawba St, Elkin, NC 28621
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,221 sqft · built 1969 |
| Lot Size | 0.66 acres (28,750 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $435,000 (Aug 2023) |
| Tax Bill | $2,262 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Oct 2023 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4951-16-84-7801 |
| Primary APN | 4951-16-84-7801 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,221 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick Veneer |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 28,750 sqft (0.66 acres) |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 168 sqft |
| Patio Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 100127148 |
|---|---|
| Street Address | 120 CATAWBA ST |
| City | ELKIN |
| State | NC |
| Zip | 28621-3114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HDR |
| Legal Description | 120 CATAWBA RD |
| Legal Subdivision | BROOKWOOD/VALLEYBROOK |
| Jurisdiction | SURRY NC |
| Township / Civil Division | ELKIN |
| Census Block Group | 4 |
| Census Block | 4032 |
| Census Tract | 930901 |
Source: Surry County records, as of November 21, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 120 CATAWBA ST, ELKIN, NC 28621-3114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 15, 2024 | Deed of Trust, Mortgage ALLEGACY FEDERAL CREDIT UNION |
| Oct 2, 2023 | Deed of Trust, Mortgage ALLEGACY FCU |
| Aug 21, 2023 | Warranty Deed, Transfer |
| Oct 4, 2019 | Deed of Trust, Mortgage · ARM STATE EMPLOYEES CREDIT UNION |
| May 2, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance STATE EMPLOYEES CREDIT UNION |
| Mar 30, 2021 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CREDIT UNION |
| Oct 4, 2019 | Warranty Deed, Transfer · ARM STATE EMPLOYEES CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 21, 2023 · Amount on Record |
| Deed Sale | Aug 21, 2023 · Amount on Record |
| Prior Sale | Oct 4, 2019 |
| Deed Document Number | 0018660387 |
| Deed Book / Page | 1866 / 0387 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SURRY NC |
| Property Address | 120 CATAWBA ST, ELKIN, NC 28621-3114 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0001890/63 |
|---|---|
| Date | Apr 15, 2024 |
| Book Page | 1890/63 |
| Instrument | 714666 |
| Name | ALLEGACY FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SURRY NC |
| Property Address | 120 CATAWBA ST, ELKIN, NC 28621-3114 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001871/73 |
|---|---|
| Date | Oct 2, 2023 |
| Book Page | 1871/73 |
| Instrument | 709901 |
| Name | ALLEGACY FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SURRY NC |
| Recording Date | Aug 21, 2023 |
| Property Address | 120 CATAWBA ST, ELKIN, NC 28621-3114 |
| Document Number | 001866/387 |
| Book / Page | 1866 / 387 |
| Instrument Date | Aug 14, 2023 |
| Instrument | 708492 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 120 CATAWADA ST, ELKIN, NC 28624 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SURRY NC |
| Property Address | 120 CATAWBA ST, ELKIN, NC 28621-3114 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 001684/944 |
|---|---|
| Date | Oct 4, 2019 |
| Book Page | 1684/944 |
| Instrument | 667038 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.8% |
| Type Change Date | Oct 4, 2024 |
| Index | 5-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SURRY NC |
| Property Address | 120 CATAWBA ST, ELKIN, NC 28621-3114 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001812/199 |
|---|---|
| Date | May 2, 2022 |
| Book Page | 1812/199 |
| Instrument | 695267 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SURRY NC |
| Property Address | 120 CATAWBA ST, ELKIN, NC 28621-3114 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1754/866 |
|---|---|
| Date | Mar 30, 2021 |
| Book Page | 1754/866 |
| Instrument | 682506 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SURRY NC |
| Recording Date | Oct 4, 2019 |
| Property Address | 120 CATAWBA ST, ELKIN, NC 28621-3114 |
| Document Number | 1684/941 |
| Book / Page | 1684 / 941 |
| Instrument Date | Oct 3, 2019 |
| Instrument | 667037 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 120 CATAWA ST, ELKIN, NC 28621-3114 |
| Investor | Possibly a Property Investor |
| Document Number | 1684/944 |
|---|---|
| Date | Oct 4, 2019 |
| Book Page | 1684/944 |
| Instrument | 667038 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.8% |
| Type Change Date | Oct 4, 2024 |
| Index | 5-Year CMT |
Source: Surry County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Surry County |
| Municipality | Elkin Town |
| Unified School District | Elkin City Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,262.00 (+85.11%) | $395,540 (+78.57%) Land $25,300 Building $370,240 | $395,540 (+78.57%) Land $25,300 Building $370,240 |
| 2023 | $1,222.00 | $221,510 Land $25,300 Building $196,210 | $221,510 Land $25,300 Building $196,210 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Sep 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF ELKIN serves 4,076 people · EPA ID NC0286020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surry Telephone Fiber | 2,500 / 2,500 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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