Haywood County property record for 120 Caring Pl Loop, Clyde, NC 28721
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 768 sqft · built 1942 |
| Lot Size | 0.305 acres (13,286 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $288,000 (Sep 2023) |
| Tax Bill | $1,027 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage May 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8647-32-6677 |
| Primary APN | 8647-32-6677 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 768 sqft Heated Area |
| Gross Area | 1,086 sqft |
| 1st Floor Area | 768 sqft |
| Basement Area | 768 sqft |
| Finished Basement | 768 sqft |
| Unfinished Basement | 768 sqft |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Roof Material | Asphalt |
| Lot Area | 13,286 sqft (0.305 acres) |
| Porch | Slab |
| Cooling System | Partial |
|---|---|
| Heating System | Heat Pump |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 280218 |
|---|---|
| Street Address | 120 CARING PLACE LOOP |
| City | CLYDE |
| State | NC |
| Zip | 28721-7686 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR1 |
| Legal Description | 120 CARING PLACE LOOP |
| Legal Subdivision | ERIC & CAROL WEMYSS |
| Jurisdiction | HAYWOOD NC |
| Township / Civil Division | CLYDE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 920502 |
Source: Haywood County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 120 CARING PLACE LOOP, CLYDE, NC 28721-7686 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 26, 2023 | Warranty Deed, Transfer · Conventional Mortgage FIRST HORIZON BANK |
| May 31, 2023 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Nov 12, 2020 | Warranty Deed, Transfer |
| Jun 3, 2019 | Deed of Trust, Mortgage · Conventional Mortgage TELCO CMNTY CU |
| Oct 24, 2017 | Warranty Deed, Transfer · Conventional Mortgage TELCO CMNTY CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 26, 2023 · Amount on Record |
| Deed Sale | Sep 26, 2023 · Amount on Record |
| Prior Sale | Nov 12, 2020 · Amount on Record |
| Deed Document Number | 20238348 |
| Deed Book / Page | 1095 / 320 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Sep 26, 2023 |
| Property Address | 120 CARING PLACE LOOP, CLYDE, NC 28721-7686 |
| Document Number | 0010950320 |
| Book / Page | 1095 / 320 |
| Map Reference | DR 2196-1491-B |
| Instrument Date | Sep 26, 2023 |
| Instrument | 2023008348 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $576.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 161 NORRIS RD, OTTO, NC 28763-9429 |
| Name | Verified Name |
|---|---|
| Address | 120 CARING PLACE LOOP, CLYDE, NC 28721-7686 |
| Document Number | 2023008349 |
|---|---|
| Date | Sep 26, 2023 |
| Instrument | 2023008349 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Property Address | 120 CARING PLACE LOOP, CLYDE, NC 28721-7686 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0010871275 |
|---|---|
| Date | May 31, 2023 |
| Book Page | 1087/1275 |
| Instrument | 2023004559 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Nov 12, 2020 |
| Property Address | 120 CARING PLACE LOOP, CLYDE, NC 28721-7686 |
| Document Number | 0010130927 |
| Book / Page | 1013 / 927 |
| Instrument Date | Nov 4, 2020 |
| Instrument | 2020011840 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $358.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 94 WATKINS SHORES RD, 94, CAIRO, NE |
| Name | Verified Name |
|---|---|
| Address | 126 CARING PLACE LOOP, CLYDE, NC 28721-7686 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Property Address | 120 CARING PLACE LOOP, CLYDE, NC 28721-7686 |
| Document Number | 0009751531 |
| Instrument Date | Jun 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 120 CARING PLACE LOOP CLYDE NC 287217686, CLYDE, NC 28721-7686 |
| Document Number | 0009751531 |
|---|---|
| Date | Jun 24, 2019 |
| Book Page | 000975/001531 |
| Instrument | 5401 |
| Name | TELCO CMNTY CU |
|---|---|
| Type | Credit Union |
| Address | ASHEVILLE, NC 28806 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 23, 2029 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Oct 24, 2017 |
| Property Address | 120 CARING PLACE LOOP, CLYDE, NC 28721-7686 |
| Document Number | 0009390378 |
| Book / Page | 000939 / 000378 |
| Instrument Date | Oct 24, 2017 |
| Instrument | 9831 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $276.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 120 CARING PLACE LOOP CLYDE NC 287217686, CLYDE, NC 28721-7686 |
| Document Number | 9390381 |
|---|---|
| Date | Oct 24, 2017 |
| Book Page | 000939/000381 |
| Instrument | 9832 |
| Name | TELCO CMNTY CU |
|---|---|
| Type | Credit Union |
| Address | ASHEVILLE, NC 28806 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 23, 2037 |
Source: Haywood County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Haywood County |
| Unified School District | Haywood County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $133,600 (-) Land $23,900 Building $109,700 | ||
| 2025 | $1,027.00 | $133,600 (-) Land $23,900 Building $109,700 | $133,600 (-) Land $23,900 Building $109,700 |
| 2023 | $133,600 Land $23,900 Building $109,700 | $133,600 (-) Land $23,900 Building $109,700 | |
| 2021 | $133,600 Land $23,900 Building $109,700 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 74% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CLYDE serves 3,228 people · EPA ID NC0144025 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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