Bertie County property record for 120 Cardinal Ln, Windsor, NC 27983
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,914 sqft · built 1998 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $587 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 6810-31-1992 |
| Primary APN | 6810-31-1992 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,914 sqft Living Area |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,216 sqft (0.51 acres) |
| Lot Dimensions | 200 ft deep x 110 ft wide |
| Porch | Slab |
| Heating System | Heat Pump |
|---|---|
| Sewer | Municipal |
| Account Number | 17382 |
|---|---|
| Street Address | 120 CARDINAL LN |
| City | WINDSOR |
| State | NC |
| Zip | 27983 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARRELL #12 |
| Jurisdiction | BERTIE NC |
| Township / Civil Division | WINDSOR |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 960402 |
120 Cardinal Ln, a single family home, is owned by an individual.
Source: Bertie County records, as of April 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 104 CARDINAL LN, WINDSOR, NC 27983-9489 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERTIE NC |
| Property Address | 120 CARDINAL LN, WINDSOR, NC 27983-9489 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2023 |
| Name | Verified Name |
|---|---|
| Address | 120 CARDINAL LN, WINDSOR, NC 27983-9489 |
| Document Number | 001020/710 |
|---|---|
| Date | Sep 21, 2023 |
| Book Page | 1020/710 |
| Name | NORTH CAROLINA HOUSING FINANCE AGENCY |
|---|---|
| Type | Government Agency |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 72 Months |
| Due | Sep 20, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 120 Cardinal Ln was $587.
Source: Bertie County assessment roll, as of April 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Bertie County |
| Unified School District | Bertie County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $587.00 Additional exemption filed | $121,348 (-) Land $9,405 Building $111,943 | $121,348 (-) Land $9,405 Building $111,943 |
| 2024 | $587.00 (+7.31%) Additional exemption filed | $121,348 (-) Land $9,405 Building $111,943 | $121,348 (-) Land $9,405 Building $111,943 |
| 2023 | $547.00 (+4.39%) | $121,348 (-) Land $9,405 Building $111,943 | $121,348 (-) Land $9,405 Building $111,943 |
| 2022 | $524.00 | $121,348 Land $9,405 Building $111,943 | $121,348 Land $9,405 Building $111,943 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 120 Cardinal Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 120 Cardinal Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BERTIE COUNTY REGIONAL WATER serves 13,736 people · EPA ID NC0408085 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fybe Fiber | 2,000 / 2,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
5G (outdoors only) and 4G LTE
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