120 Captains Ct, Tavernier, FL 33070 Property Records

Monroe County property record for 120 Captains Ct, Tavernier, FL 33070

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,708 sqft · built 1979
Lot Size	0.201 acres (8,758 sqft)
Owner	Company Name on File
Last Sale	$1,700,000 (Nov 2025)
Tax Bill	$11,215 (2024)
Deeds & Mortgages	Nov 2025 Sale & Line of Credit
Flood Zone	Zone AE (high risk)
APN	`00425400-000000`

Property Details

APN / Parcel Number

Primary APN	`00425400-000000`
Alternative APNs	`33623800425400000000` `1523402`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,708 sqft Living Area
1st Floor Area	1,708 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1995
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Pile
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	8,758 sqft (0.201 acres)
Garage Type	Carport
Carport	Carport

Exterior Amenities

Pool Type	Public / Commercial Pool
Porch	Open Porch
Porch Area	1,328 sqft
Patio Area	1,064 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1523402
Old Parcel Number	33623800425400000000
Street Address	120 CAPTAINS CT
City	TAVERNIER
State	FL
Zip	33070-2401
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 5 LT 5 KAHIKI HARBOR PB6-3 PLANTATION KEY OR702-51 OR772-1641 OR1452-624 OR1586-416
Legal Range	38E
Legal Township	62S
Legal Section	33
Legal Subdivision	KAHIKI HARBOR
Legal Block	5
Legal Lot Number	5
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1031
Census Tract	970700

Owner

120 Captains Ct is owned by a company that bought it in November 2025.

Source: Monroe County records, as of December 5, 2025

Owner of Record	Company Name on File
Mailing Address	7270 THORNAPPLE RIVER DR SE, ADA, MI 49301-9101
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2025 · Amount on File
Deed Sale	Nov 3, 2025 · Amount on File
Prior Sale	Jul 12, 1999 · Amount on File
Deed Document Number	2520697
Deed Book / Page	3351 / 1969
Record Updated	Jun 8, 2026

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE FL
Recording Date	Nov 3, 2025
Property Address	120 CAPTAINS CT, TAVERNIER, FL 33070-2401
Document Number	0033511969
Book / Page	3351 / 1969
Map Reference	MB 6 PG 3
Instrument Date	Oct 28, 2025
Instrument	2520697
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	CORAL REEF TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	475 SAILBOAT CIR, WESTON, FL 33326-1505

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7270 THORNAPPLE RIVER DR SE, ADA, MI 49301-9101
Investor	Possibly a Property Investor

Mortgage

Document Number	0033511972
Date	Nov 3, 2025
Instrument	3351/1972

Lender

Name	MERCANTILE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Islamorada, Village Of Islands
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,522,412 (-5.24%) Land $1,235,817 Building $286,595	$1,522,412 (-5.24%) Land $1,235,817 Building $286,595
2024	$11,215.00 (+9.92%)	$1,606,665 (+17.72%) Land $1,323,198 Building $283,467	$1,606,665 (+17.72%) Land $1,323,198 Building $283,467
2023	$10,203.00 (+14.09%)	$1,364,777 (+28.21%) Land $1,094,343 Building $270,434	$1,364,777 (+28.21%) Land $1,094,343 Building $270,434
2022	$8,943.00	$1,064,477 Land $790,590 Building $273,887	$1,064,477 Land $790,590 Building $273,887

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 120 Captains Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 280 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	394 units insured incl. 114 condo units
Nearby Flood Claims	182 (1994–2023)
Claims Outside the SFHA	2 of 182
Most Recent Claim	Nov 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 86 claims Hurricane Wilma, Oct 2005 · 9 claims Hurricane Georges, Sep 1998 · 54 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 120 Captains Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20