120 Cameron St, Simpson (Carbondale), PA 18407 Property Records

Lackawanna County property record for 120 Cameron St, Simpson, PA 18407

Property Summary

Property Type	Single Family Home
Details	2,649 sqft · built 1940
Lot Size	0.183 acres (8,000 sqft)
Owner	Individual Name on File
Last Sale	$36,100 (Nov 2017)
Tax Bill	$25,959 (2026)
Deeds & Mortgages	Apr 2018 Mortgage May 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03519060020`

Property Details

APN / Parcel Number

Primary APN	`03519060020`

Interior

Building Area	2,649 sqft Total Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	8,000 sqft (0.183 acres)
Lot Dimensions	100 ft deep x 80 ft wide

Location & Zoning

Street Address	120 CAMERON ST
City	SIMPSON
State	PA
Zip	18407-1304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	80X100 W-01 B-019 L-131 P-000
Legal Subdivision	JACOB SMITH TRACT
Legal Block	19
Legal Lot Number	131
Jurisdiction	LACKAWANNA PA
Township / Civil Division	FELL
Census Block Group	1
Census Block	1067
Census Tract	110100

Owner

120 Cameron St is owned and occupied by an individual who bought it in November 2017.

Source: Lackawanna County records, as of April 7, 2026

Owner of Record	Individual Name on File
Mailing Address	120 CAMERON ST, CARBONDALE, PA 18407-1304
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2018	Deed of Trust, Mortgage · ARM DIME BANK
May 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK NA
Nov 8, 2017	Grant Deed, Transfer
Oct 24, 2017	Grant Deed, Transfer NATIONAL LINK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2017 · Amount on File
Deed Sale	Nov 8, 2017 · Amount on File
Prior Sale	Oct 24, 2017 · Amount on File
Deed Document Number	201718351
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LACKAWANNA PA
Property Address	120 CAMERON ST, SIMPSON, PA 18407-1304
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006000
Date	Apr 24, 2018
Instrument	201806000

Lender

Name	DIME BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2020
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	5.38%
Index	1-Year CMT
Margin	3

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LACKAWANNA PA
Property Address	120 CAMERON ST, SIMPSON, PA 18407-1304
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	UNITED ONE RESOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007535
Date	May 28, 2019
Instrument	201907535

Lender

Name	COMMUNITY BANK NA
Type	Bank
Address	OLEAN, NY 14760

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LACKAWANNA PA
Recording Date	Nov 8, 2017
Property Address	120 CAMERON ST, SIMPSON, PA 18407-1304
Document Number	0000018351
Instrument Date	Nov 2, 2017
Instrument	18351
Transaction Type	Transfer
Record Updated	Dec 8, 2017

Transaction

Amount	Amount on Record
Tax	$361.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 CAMERON ST SIMPSON PA 184071304, SIMPSON, PA 18407-1304

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LACKAWANNA PA
Recording Date	Oct 24, 2017
Property Address	120 CAMERON ST, SIMPSON, PA 18407-1304
Document Number	0000017088
Instrument Date	Oct 5, 2017
Instrument	17088
Transaction Type	Transfer
Record Updated	Dec 8, 2017
Title Company	NATIONAL LINK

Transaction

Amount	Amount on Record
Tax	$361.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 BROOKSIDE RD CARBONDALE PA 184072805, CARBONDALE, PA 18407-2805

Tax Assessment & Valuation

The 2026 property tax bill for 120 Cameron St was $25,959 with a homeowner's exemption.

Source: Lackawanna County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lackawanna County
County Subdivision	Fell Township
Unified School District	Carbondale Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$25,959.00 Homeowner's exemption	$184,780 Land $37,090 Building $147,690
2024	$1,606.00	$7,650 Land $1,650 Building $6,000	$184,780 Land $37,090 Building $147,690
			$7,650 Land $1,650 Building $6,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 120 Cameron St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective October 17, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	6 (2003–2006)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Jun 2006 · Severe Storms, Flooding, And Mudslides
Claims by Event	Severe Storms, Flooding, And Mudslides, Jun 2006 · 2 claims Tropical Depression Ivan, Sep 2004 · 2 claims Severe Storms, Tornadoes, And Flooding, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 Cameron St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PA AMER WATER CO BROWNELL private · serves 12,560 people · EPA ID PA2359001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Adams CATV Cable	2,000 / 40
Verizon Fixed Wireless	300 / 20
ICON Technologies Fixed Wireless	100 / 50

May also be available: AT&T.

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