120 Byrd St, Morganton, NC 28655 Property Records

Burke County property record for 120 Byrd St, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,490 sqft · built 2023
Lot Size	2.68 acres (116,741 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,350 (2026)
Deeds & Mortgages	Nov 2025 Mortgage Jan 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2723583577`

Property Details

APN / Parcel Number

Primary APN	`2723583577`
Alternative APN	`65137`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,490 sqft Living Area
Flooring	Wood

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Material	Asphalt
Lot Area	116,741 sqft (2.68 acres)
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	218 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	120 BYRD ST
City	MORGANTON
State	NC
Zip	28655
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-12 RESID
Legal Description	LO3 PL60-22
Legal Subdivision	CITY OF DREXEL
Jurisdiction	BURKE NC
Township / Civil Division	DREXEL
Census Block Group	3
Census Block	3030
Census Tract	20801

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 66, DREXEL, NC 28619-0066
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Deed of Trust, Mortgage · VA Mortgage IMPERIUM LENDING LLC
Jan 24, 2025	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 30, 2023	Warranty Deed, Construction Loan · Construction Mortgage AMERIS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	120 BYRD ST, MORGANTON, NC 28655
Transaction Type	Mortgage
Record Updated	Nov 17, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 BYRD ST, MORGANTON, NC 28655

Mortgage

Document Number	0028370217
Date	Nov 3, 2025
Book Page	2837/217
Instrument	2025009211

Lender

Name	IMPERIUM LENDING LLC
Type	Mortgage Company
Address	TROY, MI 48084

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	120 BYRD ST, MORGANTON, NC 28655
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 BYRD ST, MORGANTON, NC 28655

Mortgage

Document Number	0027860478
Date	Jan 24, 2025
Book Page	2786/478
Instrument	2024012233

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Mar 1, 2054

June 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Jun 30, 2023
Property Address	120 BYRD ST, MORGANTON, NC 28655
Document Number	0026930345
Book / Page	2693 / 345
Map Reference	MB 60 PG 22
Instrument Date	Jun 29, 2023
Instrument	2023006058
Transaction Type	Construction Loan
Record Updated	Sep 25, 2025

Transaction

Amount	Amount Recorded
Tax	$90.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	233 WESTWOOD DR, MORGANTON, NC 28655-8965

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2505 MESSER RD, VALDESE, NC 28690-9471

Mortgage

Document Number	2023006059
Date	Jun 30, 2023
Instrument	2023006059

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jul 1, 2054

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Drexel Town
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,350.00 (+4.44%)	$449,597 (-) Land $43,396 Building $406,201	$449,597 (-) Land $43,396 Building $406,201
2025	$4,165.00	$449,597 Land $43,396 Building $406,201	$449,597 Land $43,396 Building $406,201

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DREXEL serves 3,302 people · EPA ID NC0112045
Water Source	Purchased surface water from CITY OF MORGANTON
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Foothills Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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