120 Brook Ln, Smithtown, NY 11787 Property Records

Suffolk County and Smithtown Town property record for 120 Brook Ln, Smithtown, NY 11787

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,497 sqft · built 1971
Lot Size0.5 acres (21,780 sqft)
Owner2 Individual Names on File
Last Sale$225,000 (Jul 1996)
Tax Bill$12,891 (2024)
Deeds & MortgagesJun 2023 Refinance
Jan 2021 Refinance
Flood ZoneZone X (minimal risk)
APN473489 127.-2-42

Property Details

APN / Parcel Number

Primary APN473489 127.-2-42
Alternative APNs
  • 0800-127.00-02.00-042.000
  • 348912700000020420000000
  • 47340029784

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,497 sqft Living Area
Gross Area3,359 sqft
1st Floor Area1,834 sqft
2nd Floor Area663 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Architectural StyleColonial
Exterior MaterialWood
Lot Area21,780 sqft (0.5 acres)
View / LotSuburban
Garage TypeAttached
Garage Area862 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area576 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address120 BROOK LN
CitySMITHTOWN
StateNY
Zip11787-4427
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description8-309701 TC-56 *1410 LOT 120 FOREST BROOK ACRES PL 5
Legal SubdivisionMAP FOREST BROOK ACRES PLATE 5
Legal Block2
Legal Lot Number42
JurisdictionSUFFOLK NY
Township / Civil DivisionSMITHTOWN
Census Block Group1
Census Block1000
Census Tract135305

Owner

120 Brook Ln is owned and occupied by two individuals who bought it in July 1996.

Source: Suffolk County and Smithtown Town records, as of October 19, 2026

Owner of Record2 Individual Names on File
Mailing Address120 BROOK LN, SMITHTOWN, NY 11787-4427
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 7, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
CITIZENS BANK
Jan 27, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
INTERSTATE HOME LOAN CENTER INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 5, 1996 · Amount on File
Deed SaleJul 5, 1996 · Amount on File
Deed Book / Page11781 / 212
Record UpdatedOct 29, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address120 BROOK LN, SMITHTOWN, NY 11787-4427
Transaction TypeMortgage
Record UpdatedFeb 27, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0235110818
DateJun 7, 2023
Book Page23511/818
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term289 Months
DueJul 1, 2047

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address120 BROOK LN, SMITHTOWN, NY 11787-4427
Transaction TypeMortgage
Record UpdatedMar 3, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0232230838
DateJan 27, 2021
Book Page23223/838
InstrumentDL050258
Lender
NameINTERSTATE HOME LOAN CENTER INC
TypeLending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueFeb 1, 2051

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionSmithtown Town
Unified School DistrictHauppauge Union Free School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,600 Land $220 Building $6,380$825,000 Land $27,500 Building $797,500
2024$12,891.00
2023$6,600 Land $220 Building $6,380$7,586 Land $253 Building $7,333

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 120 Brook Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims4 (2014–2023)
Claims Outside the SFHA4 of 4
Most Recent ClaimJul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 Brook Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300

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