120 Bowen Way, Covington, GA 30016 Property Records

Newton County property record for 120 Bowen Way, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,942 sqft · built 2020
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$242,000 (Nov 2020)
Tax Bill	$3,137 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Dec 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0026I-00000-152-000`

Property Details

APN / Parcel Number

Primary APN	`0026I-00000-152-000`
Alternative APNs	`0026I 152` `12985`

Interior

Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,942 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Fiber Cement Siding
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Garage Area	400 sqft
Porch	Open Porch
Deck Area	184 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	12985
Old Parcel Number	0026I 152
Street Address	120 BOWEN WAY
City	COVINGTON
State	GA
Zip	30016-3438
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LT 78 NEELY MANOR PH2
Legal Subdivision	NEELEY MANOR
Legal Phase	2
Legal Lot Number	78
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	1
Census Block	1004
Census Tract	100505

Owner

Source: Newton County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	120 BOWEN WAY, COVINGTON, GA 30016-3438
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2022	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING
Dec 14, 2020	Grant Deed, Subdivision Related Transfer · FHA Mortgage HOMESTAR FIN'L
Jun 15, 2020	Deed of Trust, Construction Loan · Construction Mortgage WELLS FARGO BK
Apr 29, 2019	Grant Deed, Transfer ATTORNEY ONLY
Dec 28, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 25, 2020 · Amount on Record
Deed Sale	Nov 25, 2020 · Amount on Record
Prior Sale	Apr 26, 2019 · Amount on Record
Deed Document Number	0000411290
Deed Book / Page	4112 / 90
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	120 BOWEN WAY, COVINGTON, GA 30016-3438
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 BOWEN WAY, COVINGTON, GA 30016-3438

Mortgage

Document Number	0043440000000288
Date	Feb 15, 2022
Book Page	0000004344/0000000288
Instrument	002864

Lender

Name	PLANET HOME LENDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

December 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Dec 14, 2020
Property Address	120 BOWEN WAY, COVINGTON, GA 30016-3438
Document Number	0041120090
Book / Page	004112 / 000090
Instrument Date	Nov 25, 2020
Instrument	18253
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 6, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$242.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 BOWEN WAY COVINGTON GA 300163438, COVINGTON, GA 30016-3438

Mortgage

Document Number	41120092
Date	Dec 14, 2020
Book Page	004112/000092
Instrument	18254

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE, GA 30501

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 13, 2050

June 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Recording Date	Jun 15, 2020
Property Address	120 BOWEN WAY, COVINGTON, GA 30016-3438
Document Number	0040190595
Book / Page	004019 / 000595
Instrument Date	Jun 1, 2020
Instrument	7843
Transaction Type	Construction Loan
Record Updated	Jul 22, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3820 MANSELL RD #400 ALPHARETTA GA 300221515, 400, ALPHARETTA, GA 30022-1515

Mortgage

Document Number	40190595
Date	Jun 15, 2020
Book Page	004019/000595
Instrument	7843

Lender

Name	WELLS FARGO BK
Type	Bank
Address	2030 MAIN ST # 800, IRVINE, CA 92614-7237

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Jun 14, 2023

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Apr 29, 2019
Property Address	120 BOWEN WAY, COVINGTON, GA 30016-3438
Document Number	0038320475
Book / Page	003832 / 000475
Instrument Date	Apr 26, 2019
Instrument	5124
Transaction Type	Transfer
Record Updated	Jun 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$2,091.30
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	120 BOWEN WAY COVINGTON GA 300163438, COVINGTON, GA 30016-3438
Investor	Possibly a Property Investor

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Dec 28, 2017
Property Address	120 BOWEN WAY, COVINGTON, GA 30016-3438
Document Number	0036480380
Book / Page	003648 / 000380
Instrument Date	Dec 19, 2017
Instrument	14573
Transaction Type	Transfer
Record Updated	Jan 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$363.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Partnership
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Newton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,137.00 (-6.25%) Homeowner's exemption	$127,640 (-6.78%) Land $20,000 Building $107,640	$319,100 (-6.78%) Land $50,000 Building $269,100
2023		$136,920 Land $9,600 Building $127,320	$342,300 Land $24,000 Building $318,300
2022	$3,346.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWTON CO. WATER-SEWERAGE AUTH serves 74,364 people · EPA ID GA2170004
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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