Rice County property record for 120 Bluff Ln, Dundas, MN 55019
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,256 sqft · built 2018 |
| Lot Size | 0.279 acres (12,155 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $376,109 (Jan 2019) |
| Tax Bill | $7,508 (2026) |
| Deeds & Mortgages | Jul 2020 Mortgage Jan 2019 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17.10.1.76.027 |
| Primary APN | 17.10.1.76.027 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,256 sqft Living Area |
| 1st Floor Area | 1,005 sqft |
| Basement Area | 1,044 sqft |
| Unfinished Basement | 1,044 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 12,155 sqft (0.279 acres) |
| Lot Dimensions | 165 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 698 sqft |
| Driveway | Asphalt Driveway |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 78 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 120 BLUFF LN |
|---|---|
| City | DUNDAS |
| State | MN |
| Zip | 55019-3973 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 BLOCK 4 OF STONERIDGE HILLS |
| Legal Subdivision | STONERIDGE HILLS |
| Legal Block | 4 |
| Legal Lot Number | 5 |
| Jurisdiction | RICE MN |
| Township / Civil Division | DUNDAS |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 70602 |
Source: Rice County records, as of June 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1178 SPRUCE CT, NORTHFIELD, MN 55057-2705 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 15, 2020 | Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE |
| Jan 2, 2019 | Warranty Deed, Subdivision Related Transfer · Conventional with PMI WINTRUST MTG |
| Aug 28, 2018 | Trustee's Deed, Construction Loan · Line of Credit LAKEVIEW BK |
| Dec 15, 2017 | Loan Modification, Mortgage · Conventional Mortgage LAKEVIEW BK |
| Oct 6, 2017 | Warranty Deed, Transfer · Line of Credit LAKEVIEW BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 2, 2019 · Amount on Record |
| Deed Sale | Jan 2, 2019 · Amount on Record |
| Prior Sale | Oct 6, 2017 · Amount on Record |
| Deed Document Number | 2019713196 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICE MN |
| Property Address | 120 BLUFF LN, DUNDAS, MN 55019-3973 |
| Document Number | 0000728607 |
| Instrument Date | Jul 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2020 |
| Title Company | RAVENSWOOD TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 120 BLUFF LN DUNDAS MN 550193973, DUNDAS, MN 55019-3973 |
| Document Number | 0000728607 |
|---|---|
| Date | Jul 28, 2020 |
| Instrument | 728607 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 27, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICE MN |
| Recording Date | Jan 2, 2019 |
| Property Address | 120 BLUFF LN, DUNDAS, MN 55019-3973 |
| Document Number | 0000713196 |
| Instrument Date | Dec 28, 2018 |
| Instrument | 713196 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 16, 2019 |
| Title Company | DCA TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,241.16 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1178 SPRUCE CT NORTHFIELD MN 550572705, NORTHFIELD, MN 55057-2705 |
| Document Number | 713197 |
|---|---|
| Date | Jan 2, 2019 |
| Instrument | 713197 |
| Name | WINTRUST MTG |
|---|---|
| Type | Mortgage Company |
| Address | ROSEMONT, IL 60018 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | RICE MN |
| Recording Date | Aug 28, 2018 |
| Property Address | 120 BLUFF LN, DUNDAS, MN 55019-3973 |
| Instrument Date | Aug 28, 2018 |
| Instrument | 709847 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 12, 2018 |
| Title Company | DCA TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 18813 EUCLID PATH FARMINGTON MN 550248090, FARMINGTON, MN 55024-8090 |
| Document Number | 0000709847 |
|---|---|
| Date | Aug 28, 2018 |
| Instrument | 709847 |
| Name | LAKEVIEW BK |
|---|---|
| Type | Bank |
| Address | LAKEVILLE, MN 55044 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | RICE MN |
| Property Address | 120 BLUFF LN, DUNDAS, MN 55019-3973 |
| Document Number | 0000703670 |
| Instrument Date | Dec 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | DCA TITLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 18813 EUCLID PATH FARMINGTON MN 550248090, FARMINGTON, MN 55024-8090 |
| Document Number | 0000703670 |
|---|---|
| Date | Dec 18, 2017 |
| Instrument | 703670 |
| Name | LAKEVIEW BK |
|---|---|
| Type | Bank |
| Address | LAKEVILLE, MN 55044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICE MN |
| Recording Date | Oct 6, 2017 |
| Property Address | 120 BLUFF LN, DUNDAS, MN 55019-3973 |
| Document Number | 0000701654 |
| Instrument Date | Aug 31, 2017 |
| Instrument | 701654 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2017 |
| Title Company | DCA TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $342.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 18813 EUCLID PATH FARMINGTON MN 550248090, FARMINGTON, MN 55024-8090 |
| Document Number | 701655 |
|---|---|
| Date | Oct 6, 2017 |
| Instrument | 701655 |
| Name | LAKEVIEW BK |
|---|---|
| Type | Bank |
| Address | LAKEVILLE, MN 55044 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Rice County assessment roll, as of June 8, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Rice County |
| Municipality | Dundas City |
| Unified School District | Northfield Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,508.00 (+11.53%) | $487,700 (+1.48%) Land $94,000 Building $393,700 | $487,700 (+1.48%) Land $94,000 Building $393,700 |
| 2025 | $480,600 (+3.51%) Land $94,000 Building $386,600 | $480,600 (+3.51%) Land $94,000 Building $386,600 | |
| 2024 | $6,732.00 (+26.92%) | $464,300 (-) Land $92,100 Building $372,200 | $464,300 (-) Land $92,100 Building $372,200 |
| 2023 | $5,304.00 | $464,300 Land $92,100 Building $372,200 | $464,300 Land $92,100 Building $372,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1997) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 1997 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Dundas serves 1,490 people · EPA ID MN1660015 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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