Contra Costa County property record for 120 Bishop Ave, Richmond, CA 94801
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,688 sqft · built 1986 |
| Lot Size | 0.069 acres (3,000 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $5,946 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Jan 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 558-062-001 |
| Primary APN | 558-062-001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,688 sqft Living Area |
| 1st Floor Area | 864 sqft |
| 2nd Floor Area | 824 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1987 |
| Lot Area | 3,000 sqft (0.069 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 120 BISHOP AVE |
|---|---|
| City | RICHMOND |
| State | CA |
| Zip | 94801-4008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | BAY SHORE LOT 10 BLK 8 |
| Legal Subdivision | BAY SHORE |
| Legal Block | 8 |
| Legal Lot Number | 10 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | WEST CONTRA COSTA |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 378000 |
120 Bishop Ave is owner-occupied and held in a trust since March 2004.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 120 BISHOP AVE, RICHMOND, CA 94801-4008 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 15, 2023 | Deed of Trust, Mortgage · VA Mortgage USAA FSB |
| Jan 20, 2022 | Deed of Trust, Mortgage BANK OF AMERICA NA |
| May 20, 2022 | Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 31, 2004 |
| Transfer Doc | 0000116899 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 120 BISHOP AVE, RICHMOND, CA 94801-4008 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2023 |
| Name | Verified Name |
|---|---|
| Address | 120 BISHOP AVE, RICHMOND, CA 94801-4008 |
| Document Number | 0000056903 |
|---|---|
| Date | Jun 15, 2023 |
| Instrument | 2023-056903 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78288 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 120 BISHOP AVE, RICHMOND, CA 94801-4008 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000012057 |
|---|---|
| Date | Jan 20, 2022 |
| Instrument | 2022-012057 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 120 BISHOP AVE, RICHMOND, CA 94801-4008 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 120 BISHOP AVE, RICHMOND, CA 94801-4008 |
| Document Number | 0000086670 |
|---|---|
| Date | May 20, 2022 |
| Instrument | 2022-086670 |
| Name | LONGBRIDGE FINANCIAL LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | MAHWAH, NJ 07495 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 120 Bishop Ave was $5,946 with a homeowner's exemption.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Richmond City |
| Unified School District | West Contra Costa Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $322,921 (+2%) Land $40,154 Building $282,767 | |
| 2025 | $5,946.00 Homeowner's exemption | $316,590 Land $39,367 Building $277,223 |
| 2023 | $5,759.00 (+2.16%) Homeowner's exemption | $304,299 Land $37,840 Building $266,459 |
| 2022 | $5,637.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 120 Bishop Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 64 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 64 in force |
| Nearby Flood Claims | 2 (2005–2017) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2017 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 120 Bishop Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Etheric Networks, GeoLinks, T-Mobile.
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