Wright County property record for 120 Birch St E, Annandale, MN 55302
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,075 sqft · built 1948 |
| Lot Size | 0.178 acres (7,754 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $220,000 (Nov 2025) |
| Tax Bill | $1,738 (2026) |
| Deeds & Mortgages | May 2021 Mortgage Jul 2024 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 102-022-009050 |
| Primary APN | 102-022-009050 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,075 sqft Living Area |
| 1st Floor Area | 860 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 7,754 sqft (0.178 acres) |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 24 sqft |
| Deck Area | 28 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 120 BIRCH ST E |
|---|---|
| City | ANNANDALE |
| State | MN |
| Zip | 55302-1103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-30 TWP-121 RANGE-027 PRATTS 3RD ADDN BLOCK-009 E1/2 OF LTS 5 &6 BLK 9 LTS 5 &6 BLK 9 |
| Legal Range | 027 |
| Legal Township | 121 |
| Legal Section | 30 |
| Legal Subdivision | PRATTS 3RD ADDN |
| Legal Block | 9,9 |
| Legal Lot Number | 5-6 |
| Jurisdiction | WRIGHT MN |
| Township / Civil Division | ANNANDALE |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 100402 |
Source: Wright County records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 120 BIRCH ST E, ANNANDALE, MN 55302-1103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Jul 26, 2024 | Deed of Trust, Mortgage · Line of Credit VERIDIAN CU |
| Nov 14, 2025 | Warranty Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 14, 2025 · Amount on Record |
| Deed Sale | Nov 14, 2025 · Amount on Record |
| Prior Sale | Sep 23, 2015 · Amount on Record |
| Deed Document Number | 20251589778 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 120 BIRCH ST E, ANNANDALE, MN 55302-1103 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2025 |
| Title Company | RAVENSWOOD TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0001469051 |
|---|---|
| Date | May 5, 2021 |
| Instrument | 1469051 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 120 BIRCH ST E, ANNANDALE, MN 55302-1103 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2025 |
| Name | Verified Name |
|---|---|
| Address | 120 BIRCH ST E, ANNANDALE, MN 55302-1103 |
| Document Number | 00A1557772 |
|---|---|
| Date | Jul 26, 2024 |
| Instrument | A1557772 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50704 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Nov 14, 2025 |
| Property Address | 120 BIRCH ST E, ANNANDALE, MN 55302-1103 |
| Document Number | 00A1589778 |
| Instrument Date | Nov 6, 2025 |
| Instrument | A1589778 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2025 |
| Title Company | NORTH LAND TITLE, NORTHLAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $726.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 120 BIRCH ST E, ANNANDALE, MN 55302-1103 |
| Document Number | 00A1589779 |
|---|---|
| Date | Nov 14, 2025 |
| Instrument | A1589779 |
| Name | HOMEOWNERS FINANCIAL GROUP USA LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
Source: Wright County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Annandale City |
| County | Wright County |
| Unified School District | Annandale Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,738.00 (+13.89%) | $209,800 (+10.25%) Land $50,000 Building $159,800 | $209,800 (+10.25%) Land $50,000 Building $159,800 |
| 2025 | $1,526.00 (-11.18%) | $190,300 (+15.82%) Land $40,000 Building $150,300 | $190,300 (+15.82%) Land $40,000 Building $150,300 |
| 2023 | $1,718.00 (+11.56%) | $164,300 Land $30,000 Building $134,300 | $164,300 Land $30,000 Building $134,300 |
| 2022 | $1,540.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Annandale serves 3,430 people · EPA ID MN1860002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 200 / 20 |
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