120 Bella Rosa Trl, Cibolo, TX 78108 Property Records

Guadalupe County property record for 120 Bella Rosa Trl, Cibolo, TX 78108

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,932 sqft · built 2022
Lot Size	0.152 acres (6,621 sqft)
Owner	Individual Name on Record
Last Sale	$182,675 (Mar 2023)
Tax Bill	$5,408 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Mar 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000000184694`

Property Details

APN / Parcel Number

Primary APN	`000000184694`
Alternative APNs	`1G0254-0002-00800-0-00` `000000264626` `000000282950` `184694`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,932 sqft Living Area
Gross Area	2,482 sqft
1st Floor Area	1,932 sqft
Flooring	Carpet

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,621 sqft (0.152 acres)
Lot Dimensions	118 ft deep x 72 ft wide
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	90 sqft
Deck Area	Deck Area
Patio Area	105 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	120 BELLA ROSA TRL
City	CIBOLO
State	TX
Zip	78108-4528
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BELLA ROSA BLOCK 2 LOT 8 .152 AC
Legal Subdivision	BELLA ROSA
Legal Tract	1
Legal Block	2
Legal Lot Number	8
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	2
Census Block	2004
Census Tract	210712

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2331 RUBY OAKS, SAN ANTONIO, TX 78232-5600
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage SECURITY SERVICE FEDERAL CREDIT UNION
Mar 1, 2023	Vendor's Lien, Transfer · Conventional Mortgage INSPIRE HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2023 · Amount on Record
Deed Sale	Mar 1, 2023 · Amount on Record
Deed Document Number	20234927
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Recording Date	Jun 23, 2026
Property Address	120 BELLA ROSA TRL, CIBOLO, TX 78108-4528
Document Number	0000016605
Instrument Date	Jun 20, 2026
Instrument	202616605
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICE TITLE, SECURITY SERVICE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2331 RUBY OAKS, SAN ANTONIO, TX 78232-5600

Mortgage

Document Number	0000016605,
Date	Jun 23, 2026
Instrument	202616605

Lender

Name	SECURITY SERVICE FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.85%
Initial Type	Fixed Rate
Max Rate	-1%

March 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GUADALUPE TX
Recording Date	Mar 1, 2023
Property Address	BELLA ROSA TRL, SEGUIN, TX 78155
Document Number	0099004927
Map Reference	VOL 9 PG 561-562
Instrument Date	Mar 1, 2023
Instrument	202399004927
Transaction Type	Transfer
Record Updated	Aug 3, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 BELLA ROSA TRL, CIBOLO, TX 78108-4528

Mortgage

Document Number	0099004928
Date	Mar 1, 2023
Instrument	202399004928

Lender

Name	INSPIRE HOME LOANS INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Cibolo City
County	Guadalupe County
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$354,901 (-1.22%) Land $44,017 Building $310,884	$354,901 (-1.22%) Land $44,017 Building $310,884
2025	$5,408.00 (+1.94%) Homeowner's exemption	$359,286 (+83.11%) Land $36,189 Building $323,097	$359,286 (+83.11%) Land $36,189 Building $323,097
2024	$5,305.00 (+78.8%)
2023	$2,967.00 (+476.12%)	$196,213 (+719.77%) Land $27,386 Building $168,827	$196,213 (+719.77%) Land $27,386 Building $168,827
2022	$515.00	$23,935 Land $23,935	$23,935 Land $23,935

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CIBOLO serves 20,331 people · EPA ID TX0940018
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Guadalupe Valley Electric Cooperative.

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