120 Bell Ave, Mount Royal, NJ 08061 Property Records

Gloucester County and East Greenwich Township property record for 120 Bell Ave, Mount Royal, NJ 08061

Property Summary

Property Type	Single Family Home
Details	1,435 sqft · built 1940
Lot Size	0.597 acres (26,001 sqft)
Owner	2 Individual Names on File
Last Sale	$295,000 (Apr 2023)
Tax Bill	$5,364 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Jul 2019 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`03-01703-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`03-01703-0000-00008`
Alternative APN	`030170300008`

Interior

Stories	1 Story
Building Area	1,435 sqft Living Area
1st Floor Area	1,435 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Construction Type	Frame
Lot Area	26,001 sqft (0.597 acres)
Lot Dimensions	260 ft deep x 100 ft wide

Location & Zoning

Street Address	120 BELL AVE
City	MOUNT ROYAL
State	NJ
Zip	08061-1028
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Subdivision	LODGE
Legal Block	1703
Legal Lot Number	8
Jurisdiction	GLOUCESTER NJ
Township / Civil Division	EAST GREENWICH
Census Block Group	1
Census Block	1001
Census Tract	500601

Owner

120 Bell Ave is owned and occupied by two individuals who bought it in April 2023.

Source: Gloucester County and East Greenwich Township records, as of July 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	120 BELL AVE, MOUNT ROYAL, NJ 08061-1028
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Jul 22, 2019	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Feb 24, 2020	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Dec 26, 2017	Grant Deed, Transfer SERVICELINK
Nov 14, 2017	Foreclosure · Conventional Mortgage TRIDENT MORTGAGE COMPANY LP
Aug 2, 2017	Grant Deed ATTORNEY ONLY
May 2, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2023 · Amount on File
Deed Sale	Apr 26, 2023 · Amount on File
Prior Sale	Nov 14, 2017 · Amount on File
Deed Document Number	202311699
Deed Book / Page	6843 / 226
Prior Transfer Date	Jul 12, 2017
Prior Transfer Doc	0000029395
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER NJ
Property Address	120 BELL AVE, MOUNT ROYAL, NJ 08061-1028
Transaction Type	Mortgage
Record Updated	Sep 5, 2022
Title Company	FIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035408
Date	Aug 24, 2022
Book Page	17727/236
Instrument	35408

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Sep 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.7%
Index	Other
Max Rate	10.7%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER NJ
Property Address	120 BELL AVE, MOUNT ROYAL, NJ 08061-1028
Transaction Type	Mortgage
Record Updated	Aug 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026652
Date	Jul 22, 2019
Book Page	15858/266
Instrument	26652

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER NJ
Property Address	120 BELL AVE, MOUNT ROYAL, NJ 08061-1028
Transaction Type	Mortgage
Record Updated	Aug 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007494
Date	Feb 24, 2020
Book Page	16125/113
Instrument	7494

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GLOUCESTER NJ
Recording Date	Dec 26, 2017
Property Address	120 BELL AVE, MOUNT ROYAL, NJ 08061-1028
Document Number	0000050509
Book / Page	005792 / 000197
Instrument Date	Dec 7, 2017
Instrument	50509
Transaction Type	Transfer
Record Updated	Apr 17, 2018
Title Company	SERVICELINK

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2401 NW 23RD ST #1D OKLAHOMA CITY OK 731072420, 1D, OKLAHOMA CITY, OK 73107-2420
Investor	Possibly a Property Investor

November 2017: Foreclosure

Document Type	Foreclosure
Jurisdiction	GLOUCESTER NJ
Recording Date	Nov 14, 2017
Property Address	120 BELL AVE, MOUNT ROYAL, NJ 08061-1028
Document Number	0000044992
Book / Page	05769 / 241
Instrument Date	Nov 2, 2017
Instrument	44992
Transaction Type	Foreclosure
Record Updated	Aug 19, 2021
Title Company	FOUNDATION TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 E PENN SQ, 100, PHILADELPHIA, PA 19107-3323

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 BELL AVE, MOUNT ROYAL, NJ 08061-1028
Investor	Possibly a Property Investor

Mortgage

Document Number	0000044994
Date	Nov 14, 2017
Instrument	44994

Lender

Name	TRIDENT MORTGAGE COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

August 2017: Grant Deed

Document Type	Grant Deed
Jurisdiction	GLOUCESTER NJ
Recording Date	Aug 2, 2017
Property Address	120 BELL AVE, MOUNT ROYAL, NJ 08061-1028
Document Number	0000029395
Book / Page	005702 / 000001
Instrument Date	Jul 12, 2017
Instrument	29395
Record Updated	Apr 16, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2401 NW 23RD ST #D OKLAHOMA CITY OK 731072442, D, OKLAHOMA CITY, OK 73107-2442
Investor	Possibly a Property Investor

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GLOUCESTER NJ
Recording Date	May 2, 2017
Property Address	120 BELL AVE, MOUNT ROYAL, NJ 08061-1028
Document Number	0000016971
Book / Page	005646 / 000001
Instrument Date	Nov 16, 2016
Instrument	16971
Transaction Type	Transfer
Record Updated	May 30, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 120 Bell Ave was $5,364, up 0.3% from the year before.

Source: Gloucester County and East Greenwich Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Gloucester County
County Subdivision	East Greenwich Township
Elementary School District	East Greenwich Township School District (KG - 06)
Secondary School District	Kingsway Regional School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$168,300 (-) Land $57,400 Building $110,900	$168,300 (-) Land $57,400 Building $110,900
2025	$5,364.00 (+0.26%)	$168,300 Land $57,400 Building $110,900	$168,300 Land $57,400 Building $110,900
2024	$5,350.00
2023		$163,400 Land $57,400 Building $106,000	$163,400 Land $57,400 Building $106,000
2022	$4,887.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 120 Bell Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 16, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 Bell Ave is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 61% of New Jersey
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST GREENWICH TWP WATER DEPT serves 9,900 people · EPA ID NJ0803001
Water Source	Purchased surface water from NJ AMERICAN WATER - WESTERN
Last State Inspection	Jun 2023
Lead	4 ppb (2026) action level 15 ppb
Copper	2.4 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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