Campbell County property record for 120 Beech Tree Ln, Lynchburg, VA 24501
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1.5 ba · 4,378 sqft · built 2020 |
| Lot Size | 0.506 acres (22,041 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $840,000 (Aug 2026) |
| Tax Bill | $3,065 (2026) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Oct 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21P-1-32 |
| Primary APN | 21P-1-32 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 4,378 sqft Living Area |
| Basement Area | 1,580 sqft |
| Finished Basement | 1,580 sqft |
| Unfinished Basement | 1,805 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 22,041 sqft (0.506 acres) |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 10038101 |
|---|---|
| Street Address | 120 BEECH TREE LN |
| City | LYNCHBURG |
| State | VA |
| Zip | 24501-1837 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRENTS LANDING - SEC 1 LOT 32 |
| Legal Subdivision | TRENTS LANDING |
| Legal Lot Number | 32 |
| Jurisdiction | CAMPBELL VA |
| Township / Civil Division | SUNBURST |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 20403 |
120 Beech Tree Ln is owned and occupied by two individuals who bought it in August 2026.
Source: Campbell County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 120 BEECH TREE LN, LYNCHBURG, VA 24501-1837 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 10, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE |
| Oct 13, 2023 | Deed of Trust, Mortgage · Line of Credit MEMBER ONE FEDERAL CREDIT UNION |
| Dec 7, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NAVY FEDERAL CREDIT UNION |
| Apr 12, 2021 | Warranty Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORPORATION |
| Feb 19, 2020 | Warranty Deed, Construction Loan · Construction Mortgage ESSEX BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 10, 2026 · Amount on File |
| Deed Sale | Aug 10, 2026 · Amount on File |
| Deed Document Number | 20264196 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | CAMPBELL VA |
| Recording Date | Aug 10, 2026 |
| Property Address | 120 BEECH TREE LN, LYNCHBURG, VA 24501-1837 |
| Document Number | 0000004196 |
| Instrument Date | Jul 30, 2026 |
| Instrument | 20264196 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $84,840.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 120 BEECH TREE LN, LYNCHBURG, VA 24501-1837 |
| Document Number | 0000004197, |
|---|---|
| Date | Aug 10, 2026 |
| Instrument | 20264197 |
| Name | ALCOVA MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL VA |
| Property Address | 120 BEECH TREE LN, LYNCHBURG, VA 24501-1837 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0230004864 |
|---|---|
| Date | Oct 13, 2023 |
| Instrument | 230004864 |
| Name | MEMBER ONE FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Sep 22, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL VA |
| Property Address | 120 BEECH TREE LN, LYNCHBURG, VA 24501-1837 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0210008935 |
|---|---|
| Date | Dec 7, 2021 |
| Instrument | 210008935 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2037 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL VA |
| Recording Date | Apr 12, 2021 |
| Property Address | 120 BEECH TREE LN, LYNCHBURG, VA 24501-1837 |
| Document Number | 0210002672 |
| Instrument Date | Apr 8, 2021 |
| Instrument | 210002672 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 120 BEECH TREE LN, LYNCHBURG, VA 24501-1837 |
| Document Number | 0210002673 |
|---|---|
| Date | Apr 12, 2021 |
| Instrument | 210002673 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL VA |
| Recording Date | Feb 19, 2020 |
| Property Address | 120 BEECH TREE LN, LYNCHBURG, VA 24501-1837 |
| Document Number | 0200000907 |
| Instrument Date | Feb 3, 2020 |
| Instrument | 200000907 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 21, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1934 GRAVES MILL RD, LYNCHBURG, VA 24502-4237 |
| Investor | Possibly a Property Investor |
| Document Number | 0200000908 |
|---|---|
| Date | Feb 19, 2020 |
| Instrument | 200000908 |
| Name | ESSEX BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 120 Beech Tree Ln was $3,065.
Source: Campbell County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Campbell County |
| Unified School District | Campbell County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,065.00 | $681,300 (-) Land $60,000 Building $621,300 | $681,300 Land $60,000 Building $621,300 |
| 2025 | $3,065.00 | $681,300 Land $60,000 Building $621,300 | |
| 2023 | $2,601.00 | $578,200 Land $60,000 Building $518,200 | $681,300 Land $60,000 Building $621,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 120 Beech Tree Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1996–2020) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Apr 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 120 Beech Tree Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber · Cable in parts of the area | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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