120 Beech St, Cranford, NJ 07016 Property Records

Union County and Cranford Township property record for 120 Beech St, Cranford, NJ 07016

Property Summary

Property TypeSingle Family Home
Details1,726 sqft · built 1951
Lot Size0.146 acres (6,373 sqft)
Owner2 Individual Names on File
Last Sale$395,000 (Dec 2005)
Tax Bill$11,133 (2025)
Deeds & MortgagesMar 2022 Mortgage
Aug 2020 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN03-00158-0000-00025

Property Details

APN / Parcel Number

Primary APN03-00158-0000-00025
Alternative APNs
  • 030015800025
  • 0938006

Interior

Stories1 Story
Building Area1,726 sqft Living Area

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Construction TypeFrame
Lot Area6,373 sqft (0.146 acres)
Parking Spaces1 Parking Space

Location & Zoning

Account Number0938006
Street Address120 BEECH ST
CityCRANFORD
StateNJ
Zip07016-1718
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block158
Legal Lot Number25
JurisdictionUNION NJ
Township / Civil DivisionCRANFORD
Census Block Group4
Census Block4010
Census Tract37100

Owner

120 Beech St is owned and occupied by two individuals who bought it in December 2005.

Source: Union County and Cranford Township records, as of July 8, 2026

Owner of Record2 Individual Names on File
Mailing Address120 BEECH ST, CRANFORD, NJ 07016-1718
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Aug 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Oct 13, 2018Deed of Trust, Mortgage · Conventional Mortgage
JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 19, 2005 · Amount on File
Deed SaleDec 19, 2005 · Amount on File
Deed Book / Page5552 / 383
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address120 BEECH ST, CRANFORD, NJ 07016-1718
Transaction TypeMortgage
Record UpdatedApr 25, 2022
Title CompanyTOHICKON SETTLEMENT SERVICES INC, TOHICKON SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0151862813
DateMar 22, 2022
Book Page15186/2813
Instrument34268
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2052

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address120 BEECH ST, CRANFORD, NJ 07016-1718
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTOHICKON SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0147432251
DateAug 10, 2020
Book Page14743/2251
Instrument696325
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term348 Months
DueAug 1, 2049

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address120 BEECH ST, CRANFORD, NJ 07016-1718
Document Number0145022716
Instrument DateOct 13, 2018
Transaction TypeMortgage
Record UpdatedNov 13, 2018
Title CompanySOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING L

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address120 BEECH ST CRANFORD NJ 070161718, CRANFORD, NJ 07016-1718

Mortgage

Document Number0145022716
DateOct 31, 2018
Book Page014502/002716
Instrument664679
Lender
NameJG WENTWORTH HM LNDG
AddressWOODBRIDGE, VA 22192
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 30, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 120 Beech St was $11,133, up 6.9% from the year before.

Source: Union County and Cranford Township assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyUnion County
County SubdivisionCranford Township
Unified School DistrictCranford Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$153,600 (-) Land $87,800 Building $65,800$153,600 (-) Land $87,800 Building $65,800
2025$11,133.00 (+6.92%)$153,600 Land $87,800 Building $65,800$153,600 Land $87,800 Building $65,800
2024$10,412.00
2023$153,600 Land $87,800 Building $65,800$153,600 Land $87,800 Building $65,800
2022$10,156.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 120 Beech St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 54 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies54 in force
Nearby Flood Claims152 (1979–2021)
Claims Outside the SFHA38 of 152
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 31 claims
  • Hurricane Irene, Sep 2011 · 52 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 120 Beech St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250

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