Flathead County property record for 120 Bear Trl, Whitefish, MT 59937
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,332 sqft · built 1950 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $168,800 (Oct 2008) |
| Tax Bill | $1,714 (2026) |
| Deeds & Mortgages | May 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R0768429 |
| Primary APN | R0768429 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,332 sqft Living Area |
| 1st Floor Area | 1,332 sqft |
| 2nd Floor Area | 925 sqft |
| Attic | Attic |
| Attic Area | 75 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Historical |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,810 sqft (0.34 acres) |
| Garage Type | Detached |
| Garage Area | 1,920 sqft |
| Parking Spaces | 7 Parking Spaces |
| Porch | Slab |
| Porch Area | 236 sqft |
| Deck Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 0000487920 |
|---|---|
| Street Address | 120 BEAR TRL |
| City | WHITEFISH |
| State | MT |
| Zip | 59937-8446 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | HAPPY VALLEY HOME SITES, S25, T30 N, R22 W, LOT 244, S38', LOT 245 N50' |
| Legal Range | 22W |
| Legal Township | 30N |
| Legal Section | 25 |
| Legal Subdivision | HAPPY VALLEY HOME SITES |
| Legal Lot Number | 244,245 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | WHITEFISH |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 403 |
120 Bear Trl is owned and occupied by two individuals who bought it in October 2008.
Source: Flathead County records, as of September 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 120 BEAR TRL, WHITEFISH, MT 59937-8446 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 30, 2008 · Amount on File |
| Deed Sale | Oct 30, 2008 · Amount on File |
| Deed Document Number | 200830031 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 120 BEAR TRL, WHITEFISH, MT 59937-8446 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2019 |
| Title Company | INSURED TITLE |
| Name | Verified Name |
|---|
| Document Number | 201900008824 |
|---|---|
| Date | May 13, 2019 |
| Instrument | 201900008824 |
| Name | GLACIER BANK |
|---|---|
| Type | Bank |
| Address | WHITEFISH, MT 59937 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 120 Bear Trl was $1,714.
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Elementary School District | Whitefish Elementary School District (PK - 08) |
| Secondary School District | Whitefish High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,714.00 | $631,200 | |
| 2025 | $631,200 Land $103,734 Building $527,466 | ||
| 2023 | $3,691.00 | $600,100 | $600,100 Land $67,842 Building $532,258 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 120 Bear Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 120 Bear Trl is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 72% of Montana |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLATHEAD CO WATER DISTRICT NO 8 private · serves 475 people · EPA ID MT0000261 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| MontanaSky Networks Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Blackfoot Telephone Cooperative, Vero Fiber.
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