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120 Bay Dr, Mabank, TX 75156 Property Records

Henderson County property record for 120 Bay Dr, Mabank, TX 75156

Property Summary

Property TypeMobile Home
Details2 ba · 1,728 sqft · built 1974
Lot Size0.628 acres (27,356 sqft)
Owner2 Individual Names on Record
Tax Bill$1,578 (2024)
Deeds & MortgagesSep 2022 Mortgage
Nov 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN4380-0001-0440-30

Property Details

APN / Parcel Number

Primary APN4380-0001-0440-30
Alternative APNs
  • R000079069
  • 286518

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,728 sqft Living Area
Gross Area1,992 sqft
1st Floor Area384 sqft

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1980
Architectural StyleMobile Home
Exterior MaterialOther
Roof MaterialComposition Shingle
Lot Area27,356 sqft (0.628 acres)
Lot Dimensions453 ft deep x 153 ft wide
Garage TypeCarport
Garage Area693 sqft
CarportCarport
Carport Area693 sqft
Parking Spaces2 Parking Spaces
PorchScreened Porch
Porch Area672 sqft
Storage Building80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number286518
Street Address120 BAY DR
CityMABANK
StateTX
Zip75156-6885
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionLTS 44-45 & PT OF LT 46 AB 487 J M MENDOZA SUR, TIMBER BAY, BLK 1 LTS 44-45 & PT OF LT 46, TXFL2AA23840075 & TXFL2BA23840075, TEX0130327 & TEX0130328
Legal SubdivisionTIMBER BAY
Legal Block1
Legal Lot Number44-45
JurisdictionHENDERSON TX
Township / Civil DivisionCEDAR CREEK LAKE
Census Block Group3
Census Block3003
Census Tract950904

Owner

Source: Henderson County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address845 COUNTY ROAD 4677, ATLANTA, TX 75551-8368
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 12, 2022Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Nov 22, 2019Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateOct 20, 2007
Transfer Doc2820/444
Record UpdatedJun 8, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON TX
Property Address120 BAY DR, MABANK, TX 75156-6885
Transaction TypeMortgage
Record UpdatedSep 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202200017113
DateSep 12, 2022
Instrument2022-00017113
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueSep 1, 2042

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON TX
Property Address120 BAY DR, MABANK, TX 75156-6885
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyBCHH TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201900016479
DateNov 22, 2019
Instrument2019-00016479
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 1, 2034

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of September 17, 2025

Property Jurisdictions

TypeName
StateTexas
CountyHenderson County
Unified School DistrictEustace Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$256,452 (+21%)$343,883 (+4.44%) Land $292,613 Building $51,270
2024$1,578.00 (+11.6%)
2023$1,414.00 (-30.92%) Homeowner's exemption Senior Citizen's exemption$211,944 Land $292,610 Building $36,640$329,250 Land $292,610 Building $36,640
2022$2,047.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST CEDAR CREEK FWSD B A MCKAY
serves 6,753 people · EPA ID TX1070019
Water SourceSurface water
Last State InspectionSep 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Feb 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nextlink
Fixed Wireless		500 / 100
Starlink
Satellite		280 / 30
Brightspeed
DSL		100 / 10

May also be available: Conquest Wireless, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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