120 Barren River Blvd, Georgetown, KY 40324 Property Records

Scott County property record for 120 Barren River Blvd, Georgetown, KY 40324 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,750 sqft
Lot Size	0.269 acres (11,743 sqft)
Owner	Individual Name on File
Last Sale	$319,500 (Sep 2025)
Tax Bill	$2,648 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Aug 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`166-10-118.000`

Property Details

APN / Parcel Number

Primary APN	`166-10-118.000`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,750 sqft Living Area
1st Floor Area	780 sqft
Basement Area	1,750 sqft
Finished Basement	1,750 sqft

Exterior

Exterior Material	Aluminum/Vinyl
Lot Area	11,743 sqft (0.269 acres)
Garage Type	Basement
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	120 BARREN RIVER BLVD
City	GEORGETOWN
State	KY
Zip	40324-2807
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PENINSULA
Legal Subdivision	PENINSULA
Legal Phase	1B
Legal Lot Number	37
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1008
Census Tract	40102

Owner

Source: Scott County records · APN 166-10-118.000

Assessment roll updated January 21, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	346 PAYNE ST, GEORGETOWN, KY 40324-1881
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jan 03, 2018	Deed of Trust, Mortgage · FHA Mortgage MAGNOLIA BANK
Aug 14, 2025	Deed of Trust, Mortgage · Conventional Mortgage COMMONWEALTH CREDIT UNION
Sep 29, 2025	Warranty Deed, Transfer · Conventional Mortgage NFM LENDING
Nov 30, 2023	Quit Claim Deed, Transfer Quitclaim
Feb 08, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage COMMONWEALTH CREDIT UNION

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 29, 2025 · Amount on Record
Deed Sale	Sep 29, 2025 · Amount on Record
Prior Sale	Jun 18, 2015 · Amount on Record
Deed Document Number	2025556778
Deed Book / Page	461 / 105
Prior Transfer Date	Nov 21, 2023
Prior Transfer Doc	00D445/871
Record Updated	Sep 20, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	120 BARREN RIVER BLVD, GEORGETOWN, KY 40324-2807
Transaction Type	Mortgage
Record Updated	Oct 22, 2025
Title Company	BLUEGRASS LAND TITLE, BLUE GRASS LAND TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0M1374/519
Date	Jan 03, 2018
Book Page	M1374/519
Instrument	380071

Lender

Name	MAGNOLIA BANK
Type	Bank
Address	CAMPBELLSVILLE, KY 42718

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2048

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	120 BARREN RIVER BLVD, GEORGETOWN, KY 40324-2807
Transaction Type	Mortgage
Record Updated	Oct 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 BARREN RIVER BLVD, GEORGETOWN, KY 40324-2807

Mortgage

Document Number	0M1852/690
Date	Aug 14, 2025
Book Page	M1852/690
Instrument	551956

Lender

Name	COMMONWEALTH CREDIT UNION
Type	Credit Union
Address	FRANKFORT, KY 40602

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 01, 2030
Change Frequency	Annually
Min Rate At Change	7.75%
Max Rate At Change	7.75%
Index	1-Year CMT
Max Rate	11.7%

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT KY
Recording Date	Sep 29, 2025
Property Address	120 BARREN RIVER BLVD, GEORGETOWN, KY 40324-2807
Document Number	00D461/105
Book / Page	D461 / 105
Map Reference	CAB 3 SL 1136
Instrument Date	Sep 25, 2025
Instrument	556778
Transaction Type	Transfer
Record Updated	Oct 22, 2025
Title Company	UNKNOWN, SOURCEPOINT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$319.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 BARREN RIVER BLVD, GEORGETOWN, KY 40324-2807

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	246 PAYNL ST, GEORGETOWN, KY 40324

Mortgage

Document Number	0000556782
Date	Sep 29, 2025
Instrument	556782

Lender

Name	NFM LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2055

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCOTT KY
Recording Date	Nov 30, 2023
Property Address	120 BARREN RIVER BLVD, GEORGETOWN, KY 40324-2807
Document Number	00D445/871
Book / Page	D445 / 871
Map Reference	CAB 3 SL 1136
Instrument Date	Nov 21, 2023
Instrument	488615
Transaction Type	Transfer
Record Updated	Dec 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2304 RIVET PATH, GEORGETOWN, KY 40324-8110

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 BARREN RIVER BLVD, GEORGETOWN, KY 40324-2807

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SCOTT KY
Recording Date	Feb 08, 2021
Property Address	120 BARREN RIVER BLVD, GEORGETOWN, KY 40324-2807
Document Number	D421/642
Book / Page	D421 / 642
Map Reference	CAB 3 SL 1136
Instrument Date	Jan 29, 2021
Instrument	428215
Transaction Type	Transfer
Record Updated	Jun 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 BARREN RIVER BLVD, GEORGETOWN, KY 40324-2807

Mortgage

Document Number	428216
Date	Feb 08, 2021
Instrument	428216

Lender

Name	COMMONWEALTH CREDIT UNION
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2051

Tax Assessment & Valuation

Source: Scott County records · Assessment roll updated January 21, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Municipality	Georgetown City
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,648.00 (+17.22%)	$297,300 (+18.3%)	$297,300 (+18.3%)
2024	$2,259.00 (+3.48%)	$251,300 (+4.36%)	$251,300 (+4.36%)
2023	$2,183.00 (+19.22%)	$240,800 (+14.07%) Land $40,000 Building $200,800	$240,800 (+14.07%) Land $40,000 Building $200,800
2022	$1,831.00	$211,100 Land $33,000 Building $178,100	$211,100 Land $33,000 Building $178,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Scott County (21209C), updated November 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 212090401021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 17 individual NFIP policies nearby
Nearby Flood Policies	17 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Apr 2025, rainfall accumulation, Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 430 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Barren River Blvd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures