120 Banner Rd, Erwin, TN 37650 Property Records

Unicoi County property record for 120 Banner Rd, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	1 ba · 756 sqft · built 1960
Lot Size	0.62 acres (27,004 sqft)
Owner	2 Individual Names on File
Last Sale	$4,700 (Aug 2023)
Tax Bill	$416 (2025)
Deeds & Mortgages	Jan 2026 Transfer Aug 2023 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`031E-A-007.01`

Property Details

APN / Parcel Number

Primary APN	`031E-A-007.01`
Alternative APNs	`086031E A 00701` `000007412`

Interior

Full Baths	1 Bath
Plumbing Fixtures	3 Plumbing Fixtures
Stories	1 Story
Building Area	756 sqft Living Area
1st Floor Area	756 sqft
Basement Area	120 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1982
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	27,004 sqft (0.62 acres)
Lot Dimensions	186 ft deep x 142 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open/Unfinished Porch
Porch Area	312 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Radiant
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	120 BANNER RD
City	ERWIN
State	TN
Zip	37650-9282
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	131X190 IRR
Jurisdiction	UNICOI TN
Township / Civil Division	2
Census Block Group	1
Census Block	1008
Census Tract	80200

Owner

Source: Unicoi County records, as of January 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	140 MORRIS RD, ERWIN, TN 37650-9284
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2026	Intrafamily Transfer, Transfer
Aug 25, 2023	Warranty Deed, Transfer
Aug 25, 2023	Public Action, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2023 · Amount on File
Deed Sale	Aug 25, 2023 · Amount on File
Prior Sale	Jan 19, 1990
Deed Document Number	20231555
Deed Book / Page	473 / 267
Last Transfer Date	Dec 10, 2025
Transfer Doc	0004991009
Record Updated	Sep 20, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNICOI TN
Recording Date	Jan 13, 2026
Property Address	120 BANNER RD, ERWIN, TN 37650-9282
Document Number	0004991009
Book / Page	499 / 1009
Instrument Date	Dec 10, 2025
Instrument	26000095
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	140 MORRIS RD, ERWIN, TN 37650-9284

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Aug 25, 2023
Property Address	120 BANNER RD, ERWIN, TN 37650-9282
Document Number	0000473270
Book / Page	473 / 270
Instrument Date	Aug 25, 2023
Instrument	23001556
Transaction Type	Transfer
Record Updated	Sep 12, 2023

Transaction

Amount	Amount on Record
Tax	$235.69
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	184 WARD ROWE RD, LIMESTONE, TN 37681-3147

August 2023: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	UNICOI TN
Recording Date	Aug 25, 2023
Property Address	120 BANNER RD, ERWIN, TN 37650-9282
Document Number	0000473267
Book / Page	473 / 267
Instrument Date	Aug 22, 2023
Instrument	23001555
Transaction Type	Foreclosure
Record Updated	Sep 12, 2023

Transaction

Amount	Amount on Record
Tax	$17.39
Amount Accuracy	Tax Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	239 FRANKLIN LN, ELIZABETHTON, TN 37643-5423
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$416.00	$15,925 (-) Land $3,250 Building $12,675	$63,700 (-) Land $13,000 Building $50,700
2023		$15,925 (-) Land $3,250 Building $12,675
2022	$374.00	$15,925 Land $3,250 Building $12,675	$63,700 Land $13,000 Building $50,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 68% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Point Broadband.

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