120 Ballard St, Kevil, KY 42053 Property Records

Ballard County property record for 120 Ballard St, Kevil, KY 42053

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,128 sqft
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on File
Tax Bill$658 (2025)
Deeds & MortgagesJan 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN79A-05-03-01

Property Details

APN / Parcel Number

Primary APN79A-05-03-01
Alternative APN
  • 649

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,128 sqft Living Area

Exterior

Exterior MaterialMasonite
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area8,712 sqft (0.2 acres)
TerrainRolling
Garage TypeAttached
Garage Area336 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Street Address120 BALLARD ST
CityKEVIL
StateKY
Zip42053-8000
Property CategoryResidential
Property TypeResidential > Single Family > Home
JurisdictionBALLARD KY
Township / Civil DivisionWICKLIFFE
Census Block Group1
Census Block1010
Census Tract950300

Owner

120 Ballard St is owned by two individuals who acquired it in October 1976.

Source: Ballard County records, as of November 12, 2025

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 98, LOVELACEVILLE, KY 42060-0098
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 1, 1976
Deed SaleOct 1, 1976
Deed Document Number0000123372
Record UpdatedJun 8, 2026

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBALLARD KY
Recording DateJan 21, 2026
Property Address120 BALLARD ST, KEVIL, KY 42053-8000
Document Number000142/476
Book / Page142 / 476
Instrument DateJan 16, 2026
Instrument539532
Transaction TypeTransfer
Record UpdatedJun 29, 2026

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$74.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 98, LOVELACEVILLE, KY 42060-0098

Transferred To (Grantee/Buyer)

NameVerified Name
Address3395 COUNTY ROAD 1016, BARDWELL, KY 42023-8453

Mortgage

Document Number0000539533
DateJan 21, 2026
Instrument539533
Lender
NameSTOCKTON MORTGAGE CORP
TypeMortgage Company
Agreement
TypeUSDA Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 120 Ballard St was $658.

Source: Ballard County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyBallard County
Unified School DistrictBallard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$658.00$65,000$65,000
2023$515.00 Additional exemption filed$50,000$50,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 120 Ballard St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective July 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2011)
Most Recent ClaimMay 2011 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 Ballard St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ballard Rural Telephone Cooperative
Fiber
1,000 / 1,000

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