Essex County and Lawrence City property record for 120 Bailey St, Lawrence, MA 01843
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 2,057 sqft · built 1894 |
| Lot Size | 0.179 acres (7,799 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,000 (Sep 2002) |
| Tax Bill | $3,512 (2026) |
| Deeds & Mortgages | Feb 2017 Mortgage Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 101 0002 0002 A |
| Primary APN | 101 0002 0002 A |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 2,057 sqft Living Area |
| Gross Area | 3,493 sqft |
| Basement Area | 1,019 sqft |
| Unfinished Basement | 1,019 sqft |
| Year Built | Built 1894 |
|---|---|
| Effective Year Built | Effective 1894 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,799 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 101 0002 0002 A |
|---|---|
| Street Address | 120 BAILEY ST |
| City | LAWRENCE |
| State | MA |
| Zip | 01843-1512 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R2 |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | LAWRENCE MA |
| Township / Civil Division | LAWRENCE |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 251600 |
120 Bailey St, a condominium, is owned and occupied by an individual who acquired it in October 2019.
Source: Essex County and Lawrence City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 120 BAILEY ST, LAWRENCE, MA 01843-1512 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 22, 2017 | Deed of Trust, Mortgage NESC FCU |
| Oct 24, 2019 | Condominium Deed, Mortgage · Conventional Mortgage NESC FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 23, 2002 · Amount on File |
| Deed Sale | Sep 23, 2002 · Amount on File |
| Prior Sale | Oct 23, 2001 · Amount on File |
| Deed Book / Page | 7107 / 229 |
| Last Transfer Date | Oct 16, 2019 |
| Transfer Doc | 16046-115 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE MA |
| Property Address | 120 BAILEY ST, LAWRENCE, MA 01843-1512 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 14993-317 |
|---|---|
| Date | Feb 22, 2017 |
| Book Page | 14993/317 |
| Instrument | 4719 |
| Name | NESC FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Feb 1, 2037 |
| Document Type | Condominium Deed |
|---|---|
| Jurisdiction | LAWRENCE MA |
| Recording Date | Oct 24, 2019 |
| Property Address | 120 BAILEY ST, LAWRENCE, MA 01843-1512 |
| Document Number | 16046-115 |
| Book / Page | 016046 / 000115 |
| Instrument Date | Oct 16, 2019 |
| Instrument | 26130 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 120 BAILEY ST LAWRENCE MA 018431512, LAWRENCE, MA 01843-1512 |
| Document Number | 16045-200 |
|---|---|
| Date | Oct 24, 2019 |
| Book Page | 016045/000200 |
| Instrument | 26069 |
| Name | NESC FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 23, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Document Number | 16051-170, |
|---|---|
| Date | Oct 24, 2019 |
| Book Page | 016051/000170 |
| Instrument | 26500 |
| Name | NESC FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 120 Bailey St was $3,512, up 6.2% from the year before.
Source: Essex County and Lawrence City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Lawrence City |
| Unified School District | Lawrence School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,512.00 (+6.2%) | $406,500 (+8.17%) Building $406,500 | $459,684 (+30.78%) |
| 2025 | $3,307.00 (+18.49%) | $375,800 (+24.56%) Building $375,800 | $351,500 |
| 2024 | $2,791.00 (+2.46%) | $301,700 (+12.53%) Building $301,700 | |
| 2023 | $2,724.00 | $268,100 Building $268,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 120 Bailey St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1978) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1978 · Coastal Storms, Flood, Ice & Snow |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 120 Bailey St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2016 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 716 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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