120 Bailey Ln, Springboro, OH 45066 Property Records

Warren County property record for 120 Bailey Ln, Springboro, OH 45066

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,220 sqft · built 2013
Lot Size0.242 acres (10,537 sqft)
Owner2 Individual Names on Record
Last Sale$300,000 (Dec 2020)
Tax Bill$4,309 (2025)
Deeds & MortgagesSep 2018 Mortgage
Dec 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN04-07-376-022-0

Property Details

APN / Parcel Number

Primary APN04-07-376-022-0
Alternative APNs
  • 0407376022
  • 407376022
  • 0552444
  • 552444

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories2 Stories
Building Area2,220 sqft Living Area
Gross Area2,280 sqft
1st Floor Area340 sqft
2nd Floor Area940 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Exterior MaterialWood Siding
Construction TypeFrame
Lot Area10,537 sqft (0.242 acres)
Garage TypeAttached
Garage Area60 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area74 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number552444
Street Address120 BAILEY LN
CitySPRINGBORO
StateOH
Zip45066-1612
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFAIRWAYS 1 LOT 41
Legal SubdivisionFAIRWAYS 1
Legal Block44
Legal Lot Number41
JurisdictionWARREN OH
Township / Civil DivisionCLEAR CREEK
Census Block Group2
Census Block2021
Census Tract30504

Owner

Source: Warren County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address120 BAILEY LN, SPRINGBORO, OH 45066-1612
OccupancyOwner Occupied
Owner TypeIndividual
VestingRight of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Sep 19, 2018Deed of Trust, Mortgage · Conventional Mortgage
UNION SAVINGS BANK
Dec 2, 2020Deed of Trust, Mortgage · Conventional Mortgage
T2 FINANCIAL LLC
Dec 4, 2020Warranty Deed, Transfer · Conventional with PMI
REVOLUTION MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 4, 2020 · Amount on Record
Deed SaleDec 4, 2020 · Amount on Record
Prior SaleDec 3, 2020 · Amount on Record
Deed Document Number202049234
Prior Transfer DateSep 14, 2018
Prior Transfer Doc0000026878
Record UpdatedOct 29, 2026

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN OH
Property Address120 BAILEY LN, SPRINGBORO, OH 45066-1612
Transaction TypeMortgage
Record UpdatedJun 13, 2023
Title CompanyOLD TOWN TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000026879
DateSep 19, 2018
Instrument2018-026879
Lender
NameUNION SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2048
Interest
Rate TypeFixed Rate

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN OH
Property Address120 BAILEY LN, SPRINGBORO, OH 45066-1612
Transaction TypeMortgage
Record UpdatedJun 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000048860
DateDec 2, 2020
Instrument2020-048860
Lender
NameT2 FINANCIAL LLC
TypeNon-Lending Institution
AddressWESTERVILLE, OH 43082
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2050

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARREN OH
Recording DateDec 4, 2020
Property Address120 BAILEY LN, SPRINGBORO, OH 45066-1612
Document Number0000048906
Instrument DateDec 4, 2020
Instrument48906
Transaction TypeTransfer
Record UpdatedFeb 23, 2021
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$900.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address120 BAILEY LN SPRINGBORO OH 450661612, SPRINGBORO, OH 45066-1612

Mortgage

Document Number48850
DateDec 4, 2020
Instrument48850
Lender
NameREVOLUTION MTG
AddressWESTERVILLE, OH 43082
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueDec 3, 2050

Tax Assessment & Valuation

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateOhio
CountyWarren County
County SubdivisionClear Creek Township
MunicipalitySpringboro City
Unified School DistrictSpringboro Community City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,309.00 (-0.25%)$110,630 (+31.27%) Land $35,000 Building $75,630$316,090 (+31.27%) Land $100,000 Building $216,090
2024$4,320.00 (+20.4%)
2023$3,588.00 (+1.47%) Homeowner's exemption$84,277 (-) Land $17,220 Building $67,057
2022$3,536.00 Homeowner's exemption$84,277 Land $17,220 Building $67,057$240,790 (-) Land $49,200 Building $191,590
2021$240,790 Land $49,200 Building $191,590

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims7 (1983–2013)
Claims Outside the SFHA1 of 7
Most Recent ClaimJul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGBORO PWS
private · serves 19,263 people · EPA ID OH8301412
Water SourceGroundwater
Last State InspectionJan 2024
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Point Broadband
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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