Essex County and Gloucester City property record for 120 Atlantic St, Gloucester, MA 01930
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 4,367 sqft · built 1985 |
| Lot Size | 0.359 acres (15,649 sqft) |
| Owner | Trust Name on Record |
| Tax Bill | $14,046 (2026) |
| Deeds & Mortgages | Oct 2017 Mortgage Sep 2017 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | GLOU M:0246 B:0042 L:0000 |
| Primary APN | GLOU M:0246 B:0042 L:0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 4,367 sqft Living Area |
| Gross Area | 8,532 sqft |
| 1st Floor Area | 1,997 sqft |
| Basement Area | 1,997 sqft |
| Unfinished Basement | 557 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Contemporary |
| Exterior Material | Brick |
| Roof Type | Shed Roof |
| Roof Material | Asphalt |
| Lot Area | 15,649 sqft (0.359 acres) |
| Deck Area | Deck Area |
| Heating System | Radiant |
|---|---|
| Heating Fuel | Electric |
| Street Address | 120 ATLANTIC ST |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-1627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-20 |
| Legal Subdivision | PERCY G ELWELL |
| Legal Block | 42 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 221902 |
Source: Essex County and Gloucester City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on Record |
|---|---|
| Mailing Address | 120 ATLANTIC ST, GLOUCESTER, MA 01930-1627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Oct 4, 2017 | Deed of Trust, Mortgage INST SVGS NEWBURYPORT |
| Sep 29, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Oct 12, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Sep 15, 2017 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 12, 2017 |
| Deed Sale | Oct 12, 2017 |
| Prior Sale | Sep 29, 2017 |
| Deed Document Number | 2017215 |
| Deed Book / Page | 36246 / 197 |
| Transfer Doc | 34625-424 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 120 ATLANTIC ST, GLOUCESTER, MA 01930-1627 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36228-36 |
|---|---|
| Date | Oct 4, 2017 |
| Book Page | 36228/36 |
| Instrument | 150 |
| Name | INST SVGS NEWBURYPORT |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 1, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Sep 29, 2017 |
| Property Address | 120 ATLANTIC ST, GLOUCESTER, MA 01930-1627 |
| Document Number | 36213-354 |
| Book / Page | 036213 / 000354 |
| Instrument Date | Sep 26, 2017 |
| Instrument | 1709290004 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 120 ATLANTIC ST GLOUCESTER MA 019301627, GLOUCESTER, MA 01930-1627 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Oct 12, 2017 |
| Property Address | 120 ATLANTIC ST, GLOUCESTER, MA 01930-1627 |
| Document Number | 36246-197 |
| Book / Page | 036246 / 000197 |
| Instrument Date | Sep 26, 2017 |
| Instrument | 1710120215 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 120 ATLANTIC ST GLOUCESTER MA 019301627, GLOUCESTER, MA 01930-1627 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Sep 15, 2017 |
| Property Address | 120 ATLANTIC ST, GLOUCESTER, MA 01930-1627 |
| Document Number | 36180-236 |
| Book / Page | 036180 / 000236 |
| Instrument Date | Sep 12, 2017 |
| Instrument | 1709150538 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2017 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 120 ATLANTIC ST GLOUCESTER MA 019301627, GLOUCESTER, MA 01930-1627 |
Source: Essex County and Gloucester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $14,046.00 (-2.9%) | $1,508,700 (+1.37%) Land $422,300 Building $1,086,400 | $2,051,093 (+8.61%) |
| 2025 | $14,466.00 (+7.42%) | $1,488,300 (+7.53%) Land $391,100 Building $1,097,200 | |
| 2024 | $13,467.00 (+21.8%) | $1,384,100 (+32.56%) Land $372,300 Building $1,011,800 | $1,888,410 |
| 2023 | $11,057.00 | $1,044,100 Land $198,300 Building $845,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 51 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 51 in force |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2005 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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