120 Ashton Oaks Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 120 Ashton Oaks Dr, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,558 sqft · built 2015
Lot Size	4.16 acres (181,209 sqft)
Owner	2 Individual Names on Record
Last Sale	$22,000 (Sep 2014)
Tax Bill	$7,255 (2025)
Deeds & Mortgages	Feb 2021 Line of Credit Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`029871-0040`

Property Details

APN / Parcel Number

Primary APN	`029871-0040`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	18 Plumbing Fixtures
Stories	2 Stories
Building Area	3,558 sqft Living Area
Gross Area	5,114 sqft
1st Floor Area	1,792 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	181,209 sqft (4.16 acres)
Garage Type	Attached
Garage Area	1,233 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Finished Screened Porch
Porch Area	592 sqft
Deck Area	Deck Area
Patio Area	678 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	120 ASHTON OAKS DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-0831
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PRD
Legal Description	63/92-105 RANCH CLUB AT ASHTON OAKS LOT 4 OR3933/1485
Legal Range	28E
Legal Township	07S
Legal Section	17
Legal Subdivision	RANCH CLUB AT ASHTON OAKS
Legal Block	1
Legal Lot Number	4
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3001
Census Tract	21004

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	120 ASHTON OAKS DR, SAINT AUGUSTINE, FL 32092-0831
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2021	Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NATIONAL ASSOCIATION
Sep 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOUTH STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2014 · Amount on Record
Deed Sale	Sep 24, 2014 · Amount on Record
Prior Sale	May 16, 2014 · Amount on Record
Deed Document Number	201455963
Deed Book / Page	3933 / 1485
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	120 ASHTON OAKS DR, SAINT AUGUSTINE, FL 32092-0831
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 ASHTON OAKS DR, SAINT AUGUSTINE, FL 32092-0831

Mortgage

Document Number	0051831455
Date	Feb 19, 2021
Book Page	5183/1455
Instrument	2021018536

Lender

Name	SOUTH STATE BANK NATIONAL ASSOCIATION
Type	Bank
Address	SAINT AUGUSTINE, FL 32084

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Jan 28, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	120 ASHTON OAKS DR, SAINT AUGUSTINE, FL 32092-0831
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 ASHTON OAKS DR, SAINT AUGUSTINE, FL 32092-0831

Mortgage

Document Number	0050381290
Date	Sep 10, 2020
Book Page	5038/1290
Instrument	2020076982

Lender

Name	SOUTH STATE BANK
Type	Bank
Address	WINTER HAVEN, FL 33880

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$567,528 (+2.7%)	$1,206,541 (-1.27%) Land $350,000 Building $856,541
2025	$7,255.00 (+11.72%) Homeowner's exemption	$552,608 (+2.9%)	$1,222,050 (+2.41%) Land $350,000 Building $872,050
2024	$6,494.00 (+1.91%) Homeowner's exemption	$537,034 (+3%)	$1,193,273 (-5.63%) Land $350,000 Building $843,273
2023	$6,372.00 (+2.59%) Homeowner's exemption	$521,392 (+3%)	$1,264,472 (+68.22%) Land $349,000 Building $915,472
2022	$6,211.00 Homeowner's exemption	$506,206	$751,687 Land $190,400 Building $561,287

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	26 units insured incl. 8 condo units
Nearby Flood Claims	2 (2016)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 53% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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