120 Ashley Ct, Mill Spring, NC 28756 Property Records

Polk County property record for 120 Ashley Ct, Mill Spring, NC 28756

Property Summary

Property Type	Other Improved
Lot Size	2.19 acres (95,396 sqft)
Owner	2 Company Names on Record
Last Sale	$27,500 (Jul 2021)
Tax Bill	$1,934 (2026)
Deeds & Mortgages	Nov 2025 Line of Credit Nov 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`P52-201`

Property Details

APN / Parcel Number

Primary APN	`P52-201`
Alternative APN	`38915`

Exterior

Lot Area	95,396 sqft (2.19 acres)

Location & Zoning

Account Number	38915
Street Address	120 ASHLEY CT
City	MILL SPRING
State	NC
Zip	28756-0633
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	OPEN
Legal Description	LOT 5, 0H11 HILLCREST (S/D)
Legal Subdivision	HILLCREST (S/D)
Legal Lot Number	5
Jurisdiction	POLK NC
Township / Civil Division	COOPER GAP
Census Block Group	2
Census Block	2003
Census Tract	920202

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	120 ASHLEY CT, MILL SPRING, NC 28756-0633
Owner Type	Company
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2025	Deed of Trust, Mortgage · Line of Credit UNITED FCU
Nov 8, 2022	Deed of Trust, Mortgage · Closed-End Mortgage UNITED FCU
Jul 15, 2022	Intrafamily Transfer, Transfer
Jul 6, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2021 · Amount on Record
Deed Sale	Jul 6, 2021 · Amount on Record
Prior Sale	Mar 12, 2010 · Amount on Record
Deed Book / Page	461 / 57
Last Transfer Date	Jul 15, 2022
Transfer Doc	0471001264
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	120 ASHLEY CT, MILL SPRING, NC 28756-0633
Transaction Type	Mortgage
Record Updated	Nov 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00495/1316
Date	Nov 5, 2025
Book Page	495/1316

Lender

Name	UNITED FCU
Type	Credit Union
Address	ALLOUEZ, MI 49805

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 13, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	120 ASHLEY CT, MILL SPRING, NC 28756-0633
Transaction Type	Mortgage
Record Updated	Nov 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000474/697
Date	Nov 8, 2022
Book Page	474/697

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	174 Months
Due	May 18, 2037

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK NC
Recording Date	Jul 15, 2022
Property Address	120 ASHLEY CT, MILL SPRING, NC 28756-0633
Document Number	00471/1264
Book / Page	471 / 1264
Map Reference	CAB E PG 1730
Instrument Date	Jul 15, 2022
Transaction Type	Transfer
Record Updated	Nov 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 ASHLEY CT, 120, MILL SPRING, NC 28756-0633

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	353 PREACHER HILL RD, CRESCO, PA 18326-7042

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Jul 6, 2021
Property Address	120 ASHLEY CT, MILL SPRING, NC 28756-0633
Document Number	0000461/57
Book / Page	461 / 57
Map Reference	CAB E PG 1730
Instrument Date	Jun 30, 2021
Transaction Type	Transfer
Record Updated	Nov 8, 2022

Transaction

Amount	Amount Recorded
Tax	$55.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	29023 TURNING SPRINGS LN, 29023, FULSHEAR, TX 77441-1731

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 GOOSES WAY, LAKE LURE, NC 28746-8833

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,934.00	$385,011 (-) Land $27,140 Building $357,871	$385,011 (-) Land $27,140 Building $357,871
2025	$1,934.00 (+7.27%)	$385,011 (+37.2%) Land $27,140 Building $357,871	$385,011 (+37.2%) Land $27,140 Building $357,871
2023	$1,803.00	$280,628 Land $19,760 Building $260,868
2021			$280,628 Land $19,760 Building $260,868

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 79% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	25 / 6

May also be available: Pangaea Internet, Spectrum.

Cell Coverage

5G and 4G LTE (outdoors only)

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