120 Argyle Ave, Frostproof, FL 33843 Property Records

Polk County property record for 120 Argyle Ave, Frostproof, FL 33843

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 912 sqft · built 1962
Lot Size	0.148 acres (6,438 sqft)
Owner	Individual Name on File
Last Sale	$174,000 (Mar 2022)
Tax Bill	$1,371 (2025)
Deeds & Mortgages	Jun 2026 Mortgage May 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-31-28-963800-008290`

Property Details

APN / Parcel Number

Primary APN	`28-31-28-963800-008290`
Alternative APN	`83128000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	912 sqft Living Area
1st Floor Area	912 sqft
Flooring	Terrazzo
Interior Walls	Wood

Exterior

Year Built	Built 1962
Effective Year Built	Effective 2012
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	6,438 sqft (0.148 acres)
Lot Dimensions	135 ft deep x 50 ft wide
View / Lot	Commercial/Industrial
Garage Type	Detached
Garage Area	336 sqft
Porch	Porch
Utility Building	32 sqft

Location & Zoning

Street Address	120 ARGYLE AVE
City	FROSTPROOF
State	FL
Zip	33843-1904
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	LAKE SIDE TERRACE PB 10 PG 22 BLK 8 LOT 29
Legal Range	28E
Legal Township	31S
Legal Section	28
Legal Subdivision	LAKE SIDE TERRACE
Legal Tract	963800
Legal Block	8
Legal Lot Number	29
Jurisdiction	POLK FL
Township / Civil Division	FROSTPROOF
Census Block Group	2
Census Block	2029
Census Tract	15702

Owner

120 Argyle Ave is owned and occupied by an individual who bought it in March 2022.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	120 ARGYLE AVE, FROSTPROOF, FL 33843-1904
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
May 10, 2024	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Mar 18, 2022	Warranty Deed, Transfer · FHA Mortgage THE MORTGAGE FIRM INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2022 · Amount on File
Deed Sale	Mar 18, 2022 · Amount on File
Deed Document Number	202274423
Deed Book / Page	12168 / 831
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Recording Date	Jun 17, 2026
Property Address	120 ARGYLE AVE, FROSTPROOF, FL 33843-1904
Document Number	0000145098
Book / Page	14041 / 1922
Instrument Date	Jun 3, 2026
Instrument	2026145098
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 ARGYLE AVE, FROSTPROOF, FL 33843-1904

Mortgage

Document Number	0000145098,
Date	Jun 17, 2026
Book Page	14041/1922
Instrument	2026145098

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	310 Months
Due	Apr 1, 2052

Interest

Rate	6.37%
Max Rate	-1%

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	120 ARGYLE AVE, FROSTPROOF, FL 33843-1904
Transaction Type	Mortgage
Record Updated	May 22, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 ARGYLE AVE, FROSTPROOF, FL 33843-1904

Mortgage

Document Number	0000109253
Date	May 10, 2024
Book Page	13112/162
Instrument	2024109253

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	335 Months
Due	Apr 1, 2052

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Mar 18, 2022
Property Address	120 ARGYLE AVE, FROSTPROOF, FL 33843-1904
Document Number	0000074423
Book / Page	12168 / 831
Map Reference	MB 10 PG 22
Instrument Date	Mar 11, 2022
Instrument	2022074423
Transaction Type	Transfer
Record Updated	Apr 1, 2022
Title Company	ALL REAL ESTATE TITLE SERVICES INC, REAL ESTATE TITLE SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,218.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	172 HILLCREST DR, 172, AVON PARK, FL 33825-8354

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 ARGYLE AVE, FROSTPROOF, FL 33843-1904

Mortgage

Document Number	0012168832
Date	Mar 18, 2022
Instrument	12168/832

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 120 Argyle Ave was $1,371 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Frostproof City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$111,479 (-4.67%) Land $9,979 Building $101,500	$111,479 (-4.67%) Land $9,979 Building $101,500
2025	$1,371.00 Homeowner's exemption	$116,939 Land $9,979 Building $106,960	$116,939 Land $9,979 Building $106,960
2023	$1,771.00 (-8.29%) Homeowner's exemption	$127,948 (+37.71%) Land $7,725 Building $120,223	$127,948 (+37.71%) Land $7,725 Building $120,223
2022	$1,931.00	$92,913 Land $6,438 Building $86,475	$92,913 Land $6,438 Building $86,475

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 120 Argyle Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 Argyle Ave is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FROSTPROOF serves 3,425 people · EPA ID FL6530627
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

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