120 Andrews St, Woonsocket, RI 02895 Property Records

Woonsocket City property record for 120 Andrews St, Woonsocket, RI 02895

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,484 sqft · built 1950
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$425,120 (Aug 2024)
Tax Bill	$5,333 (2025)
Deeds & Mortgages	May 2026 Mortgage Aug 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WOON M:4E L:123 U:6`

Property Details

APN / Parcel Number

Primary APN	`WOON M:4E L:123 U:6`
Alternative APN	`838653`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,484 sqft Living Area
Gross Area	4,640 sqft
1st Floor Area	1,484 sqft
Attic	Attic
Attic Area	1,484 sqft
Basement Area	1,496 sqft
Finished Basement	748 sqft
Unfinished Basement	748 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	838653
Street Address	120 ANDREWS ST
City	WOONSOCKET
State	RI
Zip	02895-5710
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Lot Number	123
Jurisdiction	WOONSOCKET RI
Township / Civil Division	WOONSOCKET
Census Block Group	1
Census Block	1012
Census Tract	17500

Owner

120 Andrews St is owned and occupied by an individual who bought it in August 2024.

Source: Woonsocket City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	120 ANDREWS ST, WOONSOCKET, RI 02895-5710
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Deed of Trust, Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Aug 26, 2024	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2024 · Amount on File
Deed Sale	Aug 26, 2024 · Amount on File
Prior Sale	Jan 31, 2011 · Amount on File
Deed Document Number	2024234087
Deed Book / Page	2895 / 102
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOONSOCKET RI
Recording Date	May 8, 2026
Property Address	120 ANDREWS ST, WOONSOCKET, RI 02895-5710
Document Number	0000243482
Book / Page	3030 / 154
Instrument Date	May 1, 2026
Instrument	2026243482
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 ANDREWS ST, WOONSOCKET, RI 02895-5710

Mortgage

Document Number	003030-154,
Date	May 8, 2026
Book Page	3030/154
Instrument	2026243482

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOONSOCKET RI
Recording Date	Aug 26, 2024
Property Address	120 ANDREWS ST, WOONSOCKET, RI 02895-5710
Document Number	002895-102
Book / Page	2895 / 102
Instrument Date	Aug 26, 2024
Instrument	234087
Transaction Type	Transfer
Record Updated	Sep 5, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 ANDREWS ST, WOONSOCKET, RI 02895-5710

Mortgage

Document Number	0000234088
Date	Aug 26, 2024
Instrument	234088

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Mortgage

Document Number	002895-120
Date	Aug 26, 2024
Book Page	2895/120
Instrument	234089

Lender

Name	RHODE ISLAND HOUSING & MTG FIN CORP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 120 Andrews St was $5,333.

Source: Woonsocket City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Woonsocket City
Unified School District	Woonsocket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,333.00	$474,900 Land $97,000 Building $377,900	$420,815
2023	$4,622.00	$330,600 (-) Land $92,100 Building $238,500
2022	$4,622.00	$330,600 Land $92,100 Building $238,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 120 Andrews St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 120 Andrews St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOONSOCKET WATER DIVISION serves 45,828 people · EPA ID RI1559518
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

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