Washoe County property record for 120 Andrew Ln, Reno, NV 89521 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,085 sqft · built 1958 |
| Lot Size | 1.22 acres (53,448 sqft) |
| Owner | Individual Name on File |
| Last Sale | $805,000 (Jun 2026) |
| Tax Bill | $1,337 (2026) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage May 2026 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 017-430-17 |
| Primary APN | 017-430-17 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,085 sqft Living Area |
| Gross Area | 2,652 sqft |
| 1st Floor Area | 2,085 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 53,448 sqft (1.22 acres) |
| Lot Width | 1 ft Width |
| View / Lot | Flood Plain |
| Garage Type | Attached |
| Garage Area | 567 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Concrete/Metal Slab |
|---|---|
| Porch Area | 320 sqft |
| Deck Area | 280 sqft |
| Patio Area | 280 sqft |
| Shed | 1 Shed |
| Shed Area | 238 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 120 ANDREW LN |
|---|---|
| City | RENO |
| State | NV |
| Zip | 89521-9740 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FR E2 SEC 5 & W2 SEC 4 TWP 17 RGE 20 |
| Legal Range | 20E |
| Legal Township | 17N |
| Legal Section | 5 |
| Legal Subdivision | _UNSPECIFIED |
| Legal Lot Number | NULL |
| Jurisdiction | WASHOE NV |
| Township / Civil Division | WASHOE VALLEY |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 3205 |
Source: Washoe County records · APN 017-430-17
Assessment roll updated December 10, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 120 ANDREW LN, RENO, NV 89521-9740 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Jun 30, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY |
| May 26, 2026 | Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 30, 2026 · Amount on Record |
| Deed Sale | Jun 30, 2026 · Amount on Record |
| Prior Sale | Sep 25, 2008 · Amount on Record |
| Deed Document Number | 20265633490 |
| Prior Transfer Date | Jan 26, 2009 |
| Prior Transfer Doc | 0003727472 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WASHOE NV |
| Recording Date | Jun 30, 2026 |
| Property Address | 120 ANDREW LN, RENO, NV 89521-9740 |
| Document Number | 0005633490 |
| Instrument Date | Jun 26, 2026 |
| Instrument | 20265633490 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $333,350.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 120 ANDREW LN, RENO, NV 89521-9740 |
| Document Number | 0005633491, |
|---|---|
| Date | Jun 30, 2026 |
| Instrument | 20265633491 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHOE NV |
| Recording Date | May 26, 2026 |
| Property Address | 120 ANDREW LN, RENO, NV 89521-9740 |
| Document Number | 0005624705 |
| Instrument Date | May 18, 2026 |
| Instrument | 20265624705 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 120 ANDREW LN, RENO, NV 89521-9740 |
| Document Number | 0005624705, |
|---|---|
| Date | May 26, 2026 |
| Instrument | 20265624705 |
| Name | SPRING EQ LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 01, 2046 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
Source: Washoe County records · Assessment roll updated December 10, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Washoe County |
| Unified School District | Washoe County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,337.00 | $88,882 (+7.01%) Land $54,600 Building $34,282 | |
| 2025 | $83,058 (+29.32%) Land $48,913 Building $34,145 | $237,307 (+29.32%) Land $139,750 Building $97,557 | |
| 2023 | $1,634.00 | $64,228 Land $32,988 Building $31,240 | $183,506 (+26.12%) Land $94,250 Building $89,256 |
| 2021 | $145,504 Land $71,695 Building $73,809 |
Source: FEMA National Flood Hazard Layer, Washoe County (32031C), updated May 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 320310032052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 46 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 46 in force 40 of 46 on primary residences |
| Nearby Flood Claims | 7 (2005–2022) |
| Most Recent Claim | May 2022, tidal / storm surge |
| Flood Events |
|
| Wildfire Risk | High above 88% of the US · above 71% of Nevada |
|---|---|
| Wildfire Likelihood | About 1 in 120 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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