Erie County and Buffalo City property record for 120 Albert Ave, Buffalo, NY 14207
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,035 sqft · built 1952 |
| Lot Size | 0.101 acres (4,400 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $436 (2026) |
| Deeds & Mortgages | Aug 2020 Line of Credit May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 140200 77.58-2-23 |
| Primary APN | 140200 77.58-2-23 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,035 sqft Living Area |
| 1st Floor Area | 690 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,400 sqft (0.101 acres) |
| Lot Dimensions | 100 ft deep x 44 ft wide |
| Garage Type | Detached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 100 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 04907500 |
|---|---|
| Street Address | 120 ALBERT AVE |
| City | BUFFALO |
| State | NY |
| Zip | 14207-2122 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | N-3R |
| Legal Description | 149.32 NW RANO |
| Legal Subdivision | JONES TRACT |
| Legal Block | 2 |
| Legal Lot Number | 23.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | BUFFALO |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 5700 |
120 Albert Ave is owned and occupied by an individual.
Source: Erie County and Buffalo City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 120 ALBERT AVE, BUFFALO, NY 14207-2122 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 3, 2020 | Deed of Trust, Mortgage · Line of Credit SEFCU |
| May 2, 2017 | Deed of Trust, Mortgage · Conventional Mortgage SEFCU |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 120 ALBERT AVE, BUFFALO, NY 14207-2122 |
| Document Number | 0139519591 |
| Instrument Date | Aug 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 120 ALBERT AVE BUFFALO NY 142072122, BUFFALO, NY 14207-2122 |
| Document Number | 0139519591 |
|---|---|
| Date | Aug 19, 2020 |
| Book Page | 013951/009591 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 18, 2035 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 120 ALBERT AVE, BUFFALO, NY 14207-2122 |
| Document Number | 0138115633 |
| Book / Page | 013811 / 005633 |
| Instrument Date | May 2, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2017 |
| Name | Verified Name |
|---|---|
| Address | 120 ALBERT AVE BUFFALO NY 142072122, BUFFALO, NY 14207-2122 |
| Document Number | 0138115633 |
|---|---|
| Date | May 18, 2017 |
| Book Page | 013811/005633 |
| Name | SEFCU |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12206 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | May 17, 2022 |
The 2026 property tax bill for 120 Albert Ave was $436 with a homeowner's exemption, down 62.7% from the year before.
Source: Erie County and Buffalo City assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| Municipality | Buffalo City |
| Unified School District | Buffalo City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $436.00 (-62.67%) Homeowner's exemption | ||
| 2025 | $1,168.00 (+30.8%) | $132,000 (+14%) Land $10,000 Building $122,000 | $132,000 (+47.6%) Land $10,000 Building $122,000 |
| 2024 | $893.00 (+213.33%) Homeowner's exemption | $55,000 (-) Land $4,700 Building $50,300 | $89,431 (+13.82%) Land $7,642 Building $81,789 |
| 2023 | $285.00 Homeowner's exemption | $55,000 Land $4,700 Building $50,300 | $78,571 Land $6,714 Building $71,857 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 120 Albert Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 120 Albert Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BUFFALO WATER AUTHORITY serves 276,000 people · EPA ID NY1400422 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 10,000 / 10,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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