120 Abby Ln, Baxter, TN 38544 Property Records

Putnam County property record for 120 Abby Ln, Baxter, TN 38544

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,800 sqft · built 2016
Lot Size2.02 acres (87,991 sqft)
Owner2 Individual Names on File
Last Sale$165,000 (Nov 2020)
Tax Bill$2,169 (2025)
Deeds & MortgagesNov 2020 Sale & Mortgage
Sep 2020 Loan Modification
+ 4 more
Flood ZoneZone X (minimal risk)
APN071038P A 02000

Property Details

APN / Parcel Number

Primary APN071038P A 02000
Alternative APN
  • 038P A 02000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,800 sqft Living Area
1st Floor Area1,800 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Exterior MaterialMetal
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area87,991 sqft (2.02 acres)
TerrainRolling

Exterior Amenities

PorchOpen Porch
Porch Area360 sqft
Deck Area192 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address120 ABBY LN
CityBAXTER
StateTN
Zip38544-3556
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 07, COUNTY AREA: B18
Legal SubdivisionWEST MINSTER PLACE
Legal Lot Number76
JurisdictionPUTNAM TN
Township / Civil Division9
Census Block Group2
Census Block2053
Census Tract1000

Owner

120 Abby Ln is owned by two individuals who bought it in November 2020.

Source: Putnam County records, as of January 23, 2026

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 8, BAXTER, TN 38544-0008
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2020Warranty Deed, Transfer · Conventional Mortgage
FIRST VOLUNTEER BK
Sep 29, 2020Loan Modification, Mortgage · Conventional with PMI
ONE BK/TENNESSEE
Apr 28, 2020Loan Modification, Mortgage · Conventional Mortgage
BANK OF PUTNAM CNTY
Jun 20, 2019Deed of Trust, Mortgage · Conventional Mortgage
BANK OF PUTNAM CNTY
Jun 19, 2019Correction Deed, Transfer
ATTORNEY ONLY
Jan 26, 2018Warranty Deed, Transfer · Conventional Mortgage
FIRST VOLUNTEER BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 10, 2020 · Amount on File
Deed SaleNov 10, 2020 · Amount on File
Prior SaleJan 26, 2018 · Amount on File
Deed Document Number248446
Deed Book / Page1250 / 618
Record UpdatedJun 8, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPUTNAM TN
Recording DateNov 10, 2020
Property Address120 ABBY LN, BAXTER, TN 38544-3556
Document NumberRB1250618
Book / Page001250 / 000618
Instrument DateNov 2, 2020
Instrument248446
Transaction TypeTransfer
Record UpdatedDec 3, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$611.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
AddressPO BOX 8 BAXTER TN 385440008, BAXTER, TN 38544-0008

Mortgage

Document NumberRB1251620
DateNov 10, 2020
Book Page001251/000620
Instrument248447
Lender
NameFIRST VOLUNTEER BK
TypeBank
AddressCOOKEVILLE, TN 38501
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term60 Months
DueNov 9, 2025

September 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPUTNAM TN
Property Address120 ABBY LN, BAXTER, TN 38544-3556
Document NumberRB1240797
Instrument DateSep 29, 2020
Transaction TypeMortgage
Record UpdatedOct 30, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberRB1240797
DateOct 6, 2020
Book Page001240/000797
Instrument246884
Lender
NameONE BK/TENNESSEE
AddressCOOKEVILLE, TN 38501
Agreement
TypeConventional with PMI
AmountAmount on Record

April 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPUTNAM TN
Property Address120 ABBY LN, BAXTER, TN 38544-3556
Document NumberRB1195359
Instrument DateApr 28, 2020
Transaction TypeMortgage
Record UpdatedJul 8, 2020
Title CompanyPOINTER TITLE SERVICES INC, POINTER TITLE SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberRB1195359
DateMay 5, 2020
Book Page001195/000359
Instrument239381
Lender
NameBANK OF PUTNAM CNTY
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate5.75%

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM TN
Property Address120 ABBY LN, BAXTER, TN 38544-3556
Document NumberRB1130323
Instrument DateJun 20, 2019
Transaction TypeMortgage
Record UpdatedOct 30, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1111 HEATHWOOD WEST DR COOKEVILLE TN 385066635, COOKEVILLE, TN 38506-6635

Mortgage

Document NumberRB1130323
DateJul 5, 2019
Book Page001130/000323
Instrument228041
Lender
NameBANK OF PUTNAM CNTY
TypeBank
AddressCOOKEVILLE, TN 38501
Agreement
TypeConventional Mortgage
AmountAmount on Record

June 2019: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionPUTNAM TN
Recording DateJun 19, 2019
Property Address120 ABBY LN, BAXTER, TN 38544-3556
Document NumberRB1126758
Book / Page001126 / 000758
Instrument DateJun 19, 2019
Instrument227407
Transaction TypeTransfer
Record UpdatedJul 4, 2019
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 ABBY LN BAXTER TN 385443556, BAXTER, TN 38544-3556

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPUTNAM TN
Recording DateJan 26, 2018
Property Address120 ABBY LN, BAXTER, TN 38544-3556
Document NumberRB1039266
Book / Page001039 / 000266
Instrument DateJan 26, 2018
Instrument210057
Transaction TypeTransfer
Record UpdatedFeb 12, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$444.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 ABBY LN BAXTER TN 385443556, BAXTER, TN 38544-3556

Mortgage

Document NumberRB1039269
DateJan 26, 2018
Book Page001039/000269
Instrument210058
Lender
NameFIRST VOLUNTEER BK
TypeBank
AddressCOOKEVILLE, TN 38501-3390
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term36 Months
DueJan 25, 2021

Tax Assessment & Valuation

The 2025 property tax bill for 120 Abby Ln was $2,169.

Source: Putnam County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyPutnam County
Unified School DistrictPutnam County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,169.00$81,560 Land $16,160 Building $65,400
2023$50,975 Land $10,100 Building $40,875
2022$1,122.00
2021$203,900 Land $40,400 Building $163,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 120 Abby Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2019–2021)
Claims Outside the SFHA2 of 2
Most Recent ClaimMar 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 Abby Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDOUBLE SPRINGS U.D.
serves 6,698 people · EPA ID TN0000192
Water SourcePurchased surface water from COOKEVILLE WATER DEPT
Last State InspectionFeb 2026
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Twin Lakes
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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