120 7th St, Marion, NC 28752 Property Records

McDowell County property record for 120 7th St, Marion, NC 28752

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 892 sqft · built 1915
Lot Size	0.157 acres (6,825 sqft)
Owner	2 Individual Names on Record
Last Sale	$210,000 (Sep 2023)
Tax Bill	$239 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Nov 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`1712-17-00-7413`

Property Details

APN / Parcel Number

Primary APN	`1712-17-00-7413`
Alternative APNs	`5693086` `80387`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	892 sqft Heated Area
Gross Area	987 sqft
1st Floor Area	892 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1945
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,825 sqft (0.157 acres)
Lot Dimensions	91 ft deep x 75 ft wide
Porch	Slab

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Oil

Location & Zoning

Account Number	80387
Street Address	120 7TH ST
City	MARION
State	NC
Zip	28752-4861
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 20 CLINCHFIELD MFGPB2 PG63
Legal Lot Number	20
Jurisdiction	MCDOWELL NC
Township / Civil Division	MARION
Census Block Group	1
Census Block	1012
Census Tract	970300

Owner

Source: McDowell County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	120 7TH ST, MARION, NC 28752-4861
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2023	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Nov 8, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2023 · Amount on Record
Deed Sale	Sep 25, 2023 · Amount on Record
Prior Sale	Nov 8, 2022 · Amount on Record
Deed Document Number	20234518
Deed Book / Page	1447 / 961
Record Updated	Sep 20, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Sep 25, 2023
Property Address	120 7TH ST, MARION, NC 28752-4861
Document Number	0014470961
Book / Page	1447 / 961
Map Reference	MB 2 PG 62&63
Instrument Date	Sep 25, 2023
Instrument	2023004518
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1814 N MAIN ST, MARION, NC 28752-5386

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 7TH ST, MARION, NC 28752-4861

Mortgage

Document Number	2023004519
Date	Sep 25, 2023
Instrument	2023004519

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.77%
Type Change Date	Oct 1, 2028
Change Frequency	5 Years
Min Rate At Change	4.77%
Max Rate At Change	8.77%
Index	5-Year TN
Max Rate	12.7%

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Nov 8, 2022
Property Address	120 7TH ST, MARION, NC 28752-4861
Document Number	0014180943
Book / Page	1418 / 943
Map Reference	MB 2 PG 62&63
Instrument Date	Nov 8, 2022
Instrument	2022006540
Transaction Type	Transfer
Record Updated	Nov 21, 2022

Transaction

Amount	Amount Recorded
Tax	$90.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	173 7TH ST, 173, MARION, NC 28752-4862

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1814 N MAIN ST, MARION, NC 28752-5386

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Municipality	Marion City
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$239.00	$40,110 (-) Land $15,000 Building $25,110
2023	$239.00 (+49.38%)	$40,110 (+51.64%) Land $15,000 Building $25,110	$40,110 (+51.64%) Land $15,000 Building $25,110
2022	$160.00	$26,450 Land $8,000 Building $18,450	$26,450 Land $8,000 Building $18,450

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MARION serves 9,362 people · EPA ID NC0156010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Optimum.

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