Franklin County property record for 120 7th St, Apalachicola, FL 32320
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,431 sqft · built 1910 |
| Lot Size | 0.159 acres (6,921 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $80,100 (Jun 2019) |
| Tax Bill | $4,040 (2025) |
| Deeds & Mortgages | Oct 2025 Transfer Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 01-09S-08W-8330-0060-0050 |
| Primary APN | 01-09S-08W-8330-0060-0050 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,431 sqft Living Area |
| Gross Area | 1,593 sqft |
| 1st Floor Area | 1,431 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Bungalow |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,921 sqft (0.159 acres) |
| Lot Width | 60 ft Width |
| Porch | Finished Screened Porch |
| Porch Area | 442 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 120 7TH ST |
|---|---|
| City | APALACHICOLA |
| State | FL |
| Zip | 32320-1410 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BL 60 LOT 5 OR 186/244 OR/156/32 186/244 186/396 OR/454/256 591/309 698/224 1158/125 1244/273 |
| Legal Range | 08W |
| Legal Township | 09S |
| Legal Section | 01 |
| Legal Subdivision | 8330 |
| Legal Block | 60 |
| Legal Lot Number | 5 |
| Jurisdiction | FRANKLIN FL |
| Township / Civil Division | APALACHICOLA |
| Census Block Group | 3 |
| Census Block | 3054 |
| Census Tract | 970304 |
Source: Franklin County assessment roll, APN 01-09S-08W-8330-0060-0050, as of November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 1520 GOLF TERRACE DR, TALLAHASSEE, FL 32301-5604 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Oct 16, 2025 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Feb 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE |
| Jun 24, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 24, 2019 · Amount on Record |
| Deed Sale | Jun 24, 2019 · Amount on Record |
| Prior Sale | May 17, 2002 · Amount on Record |
| Deed Document Number | 20192864 |
| Deed Book / Page | 1244 / 273 |
| Last Transfer Date | Oct 14, 2025 |
| Transfer Doc | 0019004825 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Recording Date | Oct 16, 2025 |
| Property Address | 120 DR FREDERICK S HUMPHRIES ST, APALACHICOLA, FL 32320-1410 |
| Document Number | 0019004825 |
| Book / Page | 1429 / 429 |
| Instrument Date | Oct 14, 2025 |
| Instrument | 202519004825 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1520 GOLF TERRACE DR, TALLAHASSEE, FL 32301-5604 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Property Address | 120 DR FREDERICK S HUMPHRIES ST, APALACHICOLA, FL 32320-1410 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1520 GOLF TERRACE DR, TALLAHASSEE, FL 32301-5604 |
| Document Number | 0019001048 |
|---|---|
| Date | Feb 23, 2021 |
| Book Page | 1291/533 |
| Instrument | 202119001048 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 01, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Recording Date | Jun 24, 2019 |
| Property Address | 120 DR FREDERICK S HUMPHRIES ST, APALACHICOLA, FL 32320-1410 |
| Document Number | 0019002864 |
| Book / Page | 001244 / 000273 |
| Instrument Date | Jun 07, 2019 |
| Instrument | 19002864 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1520 GOLF TERRACE DR TALLAHASSEE FL 323015604, TALLAHASSEE, FL 32301-5604 |
Source: Franklin County assessment roll as of November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Apalachicola City |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,040.00 (+6.32%) | $274,321 (-0.63%) Land $78,000 Building $196,321 | $274,321 (-0.63%) Land $78,000 Building $196,321 |
| 2024 | $3,800.00 (+5.03%) | $276,072 (+1.72%) Land $78,000 Building $198,072 | $276,072 (+1.72%) Land $78,000 Building $198,072 |
| 2023 | $3,618.00 (+21.82%) | $271,404 (+67.63%) Land $78,000 Building $193,404 | $271,404 (+67.63%) Land $78,000 Building $193,404 |
| 2022 | $2,970.00 | $161,903 Land $51,000 Building $110,903 | $161,903 Land $51,000 Building $110,903 |
Source: FEMA National Flood Hazard Layer, Franklin County (12037C), as of April 23, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120379703043, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 55 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 85 units insured incl. 30 condo units |
| Nearby Flood Claims | 65 (1985–2020) |
| Claims Outside the SFHA | 7 of 65 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 264 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Communications Cable · Fiber in parts of the area | 1,000 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system FL1190150, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF APALACHICOLA serves 5,235 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 3 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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