120 5th Ave, Sherman (Blue Springs), MS 38828 Property Records

Pontotoc County property record for 120 5th Ave, Sherman, MS 38828

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,245 sqft · built 2024
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on File
Tax Bill	$2,014 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Sep 2023 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`137A-25-FF-003.01`

Property Details

APN / Parcel Number

Primary APN	`137A-25-FF-003.01`
Alternative APN	`25992`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,245 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	16,553 sqft (0.38 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	25992
Street Address	120 5TH AVE
City	SHERMAN
State	MS
Zip	38828-7704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.38 AC NE1/4 20233273 7/25/23 20243070 8/29/24 205 712 8627
Jurisdiction	PONTOTOC MS
Township / Civil Division	1
Census Block Group	1
Census Block	1015
Census Tract	950101

Owner

120 5th Ave is owned and occupied by an individual who acquired it in August 2024.

Source: Pontotoc County records, as of January 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	120 5TH AVE, SHERMAN, MS 38828-7704
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Deed of Trust, Mortgage FREEDOM MORTGAGE CORP
Sep 26, 2023	Deed of Trust, Mortgage · Construction Mortgage BNA BANK
Aug 29, 2024	Warranty Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2024
Deed Sale	Aug 29, 2024
Deed Document Number	2024003070
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	120 5TH AVE, SHERMAN, MS 38828-7704
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 5TH AVE, SHERMAN, MS 38828-7704

Mortgage

Document Number	2026001092
Date	Mar 25, 2026
Instrument	2026001092

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Amount	Amount on Record
Term	345 Months
Due	Dec 1, 2054

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	120 5TH AVE, SHERMAN, MS 38828-7704
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	386 BAGGETT RD, ECRU, MS 38841-8107

Mortgage

Document Number	2023004050
Date	Sep 26, 2023
Instrument	2023004050

Lender

Name	BNA BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Sep 8, 2024

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC MS
Recording Date	Aug 29, 2024
Property Address	120 5TH AVE, SHERMAN, MS 38828-7704
Document Number	2024003070
Instrument Date	Aug 28, 2024
Instrument	2024003070
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	386 BAGGETT RD, ECRU, MS 38841-8107

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 5TH AVE, SHERMAN, MS 38828-7704

Mortgage

Document Number	2024003071
Date	Aug 29, 2024
Instrument	2024003071

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 120 5th Ave was $2,014 with a homeowner's exemption.

Source: Pontotoc County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Pontotoc County
Municipality	Sherman Town
Unified School District	Pontotoc County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,014.00 Homeowner's exemption	$12,352	$123,523 Land $5,950 Building $117,573

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 120 5th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 5th Ave is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 84% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SHERMAN serves 847 people · EPA ID MS0580008
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tombigbee Fiber Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
C Spire Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Buckeye Cablesystem, Verizon.

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