120 4th St, Templeton, CA 93465 Property Records

San Luis Obispo County property record for 120 4th St, Templeton, CA 93465

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,470 sqft · built 1914
Lot Size0.172 acres (7,500 sqft)
OwnerIndividual Name on File
Last Sale$380,000 (Apr 2014)
Tax Bill$5,483 (2025)
Deeds & MortgagesMar 2026 Line of Credit
Aug 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN041-115-001

Property Details

APN / Parcel Number

Primary APN041-115-001

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,470 sqft Living Area

Exterior

Year BuiltBuilt 1914
Architectural StyleConventional
Exterior MaterialSiding
Construction TypeWood
Lot Area7,500 sqft (0.172 acres)
Lot Dimensions150 ft deep x 15 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address120 4TH ST
CityTEMPLETON
StateCA
Zip93465-5307
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRMF
Legal DescriptionTN TEMPLETON BL 9 LT 12
Legal SubdivisionTEMPLETON
Legal Block9
Legal Lot Number12
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionATASCADERO
Census Block Group5
Census Block5007
Census Tract13100

Owner

Source: San Luis Obispo County records · APN 041-115-001

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address120 4TH ST, TEMPLETON, CA 93465-5307
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 04, 2026Deed of Trust, Mortgage · Line of Credit
AMERICAN RIVIERA BANK
Aug 31, 2020Deed of Trust, Mortgage · Conventional Mortgage
THE MORTGAGE HOUSE
Oct 21, 2019Deed of Trust, Mortgage · Conventional Mortgage
MORTGAGE HOUSE
Nov 21, 2017Intrafamily Transfer, Transfer · Conventional Mortgage
THE MORTGAGE HOUSE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 29, 2014 · Amount on Record
Deed SaleApr 29, 2014 · Amount on Record
Prior SaleApr 29, 2014 · Amount on Record
Deed Document Number0000016377
Last Transfer DateNov 21, 2017
Transfer Doc0000053570
Record UpdatedJun 08, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address120 4TH ST, TEMPLETON, CA 93465-5307
Transaction TypeMortgage
Record UpdatedMar 17, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 4TH ST, TEMPLETON, CA 93465-5307

Mortgage

Document Number0000006406
DateMar 04, 2026
Instrument2026006406
Lender
NameAMERICAN RIVIERA BANK
TypeBank
AddressSANTA BARBARA, CA 93101
Agreement
TypeLine of Credit
AmountAmount Recorded
Term302 Months
DueMay 01, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address120 4TH ST, TEMPLETON, CA 93465-5307
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 4TH ST, TEMPLETON, CA 93465-5307

Mortgage

Document Number0000046748
DateAug 31, 2020
Instrument2020046748
Lender
NameTHE MORTGAGE HOUSE
TypeNon-Lending Institution
AddressTHOUSAND OAKS, CA 91362
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address120 4TH ST, TEMPLETON, CA 93465-5307
Document Number0000047376
Instrument DateOct 21, 2019
Transaction TypeMortgage
Record UpdatedNov 05, 2019
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address120 4TH ST TEMPLETON CA 934655307, TEMPLETON, CA 93465-5307

Mortgage

Document Number0000047376
DateOct 25, 2019
Instrument47376
Lender
NameMORTGAGE HOUSE
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91362
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 24, 2049

November 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateNov 21, 2017
Property Address120 4TH ST, TEMPLETON, CA 93465-5307
Document Number0000053570
Map ReferenceMB A PG36
Instrument DateNov 08, 2017
Instrument2017053570
Transaction TypeTransfer
Record UpdatedAug 09, 2021
Title CompanyPLACER TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address120 4TH ST, TEMPLETON, CA 93465-5307

Mortgage

Document Number0000053571
DateNov 21, 2017
Instrument2017053571
Lender
NameTHE MORTGAGE HOUSE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueDec 01, 2037

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictTempleton Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$5,483.00 (+8.96%)$465,815 (+4.04%) Land $220,649 Building $245,166
2023$5,032.00 (+1.97%)$447,729 Land $212,082 Building $235,647
2022$4,935.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 22, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2017 · Severe Winter Storms, Flooding, And Mudslides

Wildfire

Wildfire RiskModerate
above 46% of the US · lower than 72% of California
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Surfnet Communications
Fixed Wireless
100 / 20
Ranch WiFi
Fixed Wireless
100 / 20

May also be available: California Internet, Radiate Holdings, Verizon.

Based on FCC filings for 485 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTEMPLETON CSD
serves 8,041 people
Water SourceGroundwater
Last State InspectionNov 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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