Stearns County property record for 120 4th Ave S, Saint Cloud, MN 56301
| Property Type | Commercial |
|---|---|
| Details | 6,798 sqft · built 2007 |
| Lot Size | 0.517 acres (22,516 sqft) |
| Owner | Company Name on Record |
| Last Sale | $180,000 (Aug 2017) |
| Tax Bill | $41,968 (2026) |
| Deeds & Mortgages | Aug 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-52879-0010 |
| Primary APN | 82-52879-0010 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 6,798 sqft Living Area |
| 1st Floor Area | 3,983 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick |
| Roof Material | Other |
| Lot Area | 22,516 sqft (0.517 acres) |
| Lot Width | 126 ft Width |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 120 4TH AVE S |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56301-3615 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | C3 |
| Legal Description | LOTS 4 & 5 LESS W 6' & LESS W 48' LYING SW OF CURVE & W 30' LOTS 6 & 7 & S 30' OF W 30' LOT 8 & S 30' OF LOT 3 LESS STREET |
| Legal Range | 28W |
| Legal Township | 124 |
| Legal Section | 11 |
| Legal Subdivision | WILSONS SURVEY |
| Legal Block | M |
| Legal Lot Number | 3-8 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 11600 |
Source: Stearns County records, as of April 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 159, SAINT JOSEPH, MN 56374-0159 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 3, 2017 · Amount on Record |
| Deed Sale | Aug 3, 2017 · Amount on Record |
| Prior Sale | Oct 22, 2013 · Amount on Record |
| Deed Document Number | 20171501604 |
| Record Updated | Jun 8, 2026 |
| Document Type | Contract Sale |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Aug 3, 2017 |
| Property Address | 120 4TH AVE S, SAINT CLOUD, MN 56301-3615 |
| Document Number | 00A1501604 |
| Instrument Date | Jul 31, 2017 |
| Instrument | A1501604 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2025 |
| Title Company | UNKNOWN, STEARNS COUNTY ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 445, SAINT CLOUD, MN 56302-0445 |
Source: Stearns County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $41,968.00 (+11.72%) | ||
| 2025 | $1,285,000 (+6.08%) Land $405,000 Building $880,000 | $1,285,000 (+6.08%) Land $405,000 Building $880,000 | |
| 2024 | $37,564.00 (+4.27%) | ||
| 2023 | $36,024.00 | $1,211,300 Land $405,000 Building $806,300 | $1,211,300 Land $405,000 Building $806,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, CenturyLink, Intrepid Fiber Networks, T-Mobile.
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