120 40th St, Allegan, MI 49010 Property Records

Allegan County property record for 120 40th St, Allegan, MI 49010

Property Summary

Property Type	General Agricultural/Rural
Details	2.5 ba · 1,485 sqft · built 2018
Lot Size	58.1 acres (2,531,707 sqft)
Owner	Individual Name on Record
Last Sale	$113,000 (Apr 2017)
Tax Bill	$5,610 (2025)
Deeds & Mortgages	Jul 2026 Sale May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-034-006-02`

Property Details

APN / Parcel Number

Primary APN	`03-034-006-02`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,485 sqft Total Area
1st Floor Area	1,485 sqft
Basement Area	1,485 sqft
Unfinished Basement	1,485 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Custom Design
Lot Area	2,531,707 sqft (58.1 acres)
Garage Area	883 sqft
Parking Spaces	4 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	120 40TH ST
City	ALLEGAN
State	MI
Zip	49010-9144
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	THAT PT OF S 1/2 NE 1/4 LYING W'LY OF 40TH ST EX COM N 1/4 COR TH S 2634.68' TH E 1120.1' TO POB TH N 393' TH E 763.74' TH S
Legal Range	14W
Legal Township	01N
Legal Section	34
Jurisdiction	ALLEGAN MI
Township / Civil Division	CHESHIRE
Census Block Group	3
Census Block	3029
Census Tract	31002

Owner

Source: Allegan County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	120 40TH ST, ALLEGAN, MI 49010-9144
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
May 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED BANK OF MICHIGAN
Jun 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Apr 20, 2017	Warranty Deed, Transfer · Line of Credit GREENSTONE FARM CREDIT SERVICES FLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2017 · Amount on Record
Deed Sale	Apr 20, 2017 · Amount on Record
Deed Book / Page	4132 / 284
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Jul 13, 2026
Property Address	120 40TH ST, ALLEGAN, MI 49010-9144
Document Number	0000011728
Book / Page	5155 / 540
Instrument Date	Jul 8, 2026
Instrument	202611728
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	120 40TH ST, ALLEGAN, MI 49010-9144

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	120 40TH ST, ALLEGAN, MI 49010-9144
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MERIDIAN TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4458/64
Date	May 1, 2020
Book Page	4458/64

Lender

Name	UNITED BANK OF MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2035

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	120 40TH ST, ALLEGAN, MI 49010-9144
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4257/750
Date	Jun 27, 2018
Book Page	4257/750

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	193 Months
Due	Jul 1, 2034

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Apr 20, 2017
Property Address	120 40TH ST, ALLEGAN, MI 49010-9144
Document Number	4132/284
Book / Page	4132 / 284
Instrument Date	Apr 11, 2017
Transaction Type	Transfer
Record Updated	Aug 3, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$971.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	110 40TH ST, 110, ALLEGAN, MI 49010-9144

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1240 106TH AVE, PLAINWELL, MI 49080-1032

Mortgage

Document Number	4132286
Date	Apr 20, 2017
Instrument	4132/286

Lender

Name	GREENSTONE FARM CREDIT SERVICES FLC
Type	Subprime Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 1, 2027

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Cheshire Township
Unified School District	Bloomingdale Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$354,800 (+58.61%) Land $163,300 Building $191,500	$709,600 (+58.61%) Land $326,600 Building $383,000
2025	$5,610.00 (+82.74%)
2023		$223,700 Land $93,500 Building $130,200	$447,400 Land $187,000 Building $260,400
2020	$3,070.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bloomingdale Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on 40th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures