120 3rd St, Wickliffe, KY 42087 Property Records

Ballard County property record for 120 3rd St, Wickliffe, KY 42087

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,108 sqft · built 2002
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$43,000 (May 2021)
Deeds & Mortgages	May 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`15A-25-12`

Property Details

APN / Parcel Number

Primary APN	`15A-25-12`
Alternative APN	`3222`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,108 sqft Living Area

Exterior

Year Built	Built 2002
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,356 sqft (0.1 acres)
Terrain	Rolling
Porch	Porch
Porch Area	72 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	120 3RD ST
City	WICKLIFFE
State	KY
Zip	42087-9424
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	BALLARD KY
Township / Civil Division	WICKLIFFE
Census Block Group	3
Census Block	3050
Census Tract	950300

Owner

Source: Ballard County records, as of November 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	PO BOX 5, WICKLIFFE, KY 42087-0005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	May 14, 2021 · Amount on Record
Deed Sale	May 14, 2021 · Amount on Record
Deed Document Number	522407
Deed Book / Page	126 / 112
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALLARD KY
Recording Date	May 14, 2021
Property Address	120 3RD ST, WICKLIFFE, KY 42087-9424
Document Number	000126/112
Book / Page	126 / 112
Instrument Date	May 14, 2021
Instrument	522407
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount Recorded
Tax	$43.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 675, WICKLIFFE, KY 42087-0675

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	120 3RD ST, WICKLIFFE, KY 42087-9424

Tax Assessment & Valuation

Source: Ballard County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Ballard County
Municipality	Wickliffe City
Unified School District	Ballard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Additional exemption filed	$45,000 (+4.65%)	$45,000 (+4.65%)
2023	Additional exemption filed	$43,000	$43,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	15 (1979–1984)
Most Recent Claim	May 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WICKLIFFE MUNICIPAL WATER SYSTEM serves 1,264 people · EPA ID KY0040469
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	14 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ballard Rural Telephone Cooperative Fiber	1,000 / 1,000
Zito Media Fiber · Cable	1,000 / 1,000