Lawrence County property record for 120 3rd Ave N, Loretto, TN 38469
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,563 sqft · built 1954 |
| Lot Size | 1.29 acres (56,192 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $120,000 (Jun 2022) |
| Tax Bill | $745 (2024) |
| Deeds & Mortgages | Jul 2023 Transfer Jan 2023 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 050151 01200 |
| Primary APN | 050151 01200 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,563 sqft Living Area |
| 1st Floor Area | 1,563 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 56,192 sqft (1.29 acres) |
| Lot Dimensions | 150 ft deep x 198 ft wide |
| Porch | Slab |
| Porch Area | 49 sqft |
| Cooling System | None |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 120 3RD AVE N |
|---|---|
| City | LORETTO |
| State | TN |
| Zip | 38469-2119 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 2 |
| Legal Subdivision | O CONNOR ADDITION |
| Jurisdiction | LAWRENCE TN |
| Township / Civil Division | 1 |
| Census Block Group | 3 |
| Census Block | 3042 |
| Census Tract | 960700 |
Source: Lawrence County records, as of May 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 120 3RD AVE N, LORETTO, TN 38469-2119 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| Jul 5, 2023 | Intrafamily Transfer, Transfer |
| Jan 24, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Nov 29, 2018 | Deed of Trust, Mortgage CITY OF LORETTO |
| Jun 13, 2022 | Warranty Deed, Transfer · Conventional Mortgage BANK INDEPENDENT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 13, 2022 · Amount on Record |
| Deed Sale | Jun 13, 2022 · Amount on Record |
| Prior Sale | Dec 29, 1991 |
| Deed Document Number | 20224080 |
| Deed Book / Page | 680 / 105 |
| Last Transfer Date | Jul 5, 2023 |
| Transfer Doc | 0000717496 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Recording Date | Jul 5, 2023 |
| Property Address | 120 3RD AVE N, LORETTO, TN 38469-2119 |
| Document Number | 0000717496 |
| Book / Page | 717 / 496 |
| Instrument Date | Jul 5, 2023 |
| Instrument | 23003641 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 120 3RD AVE N, LORETTO, TN 38469-2119 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Recording Date | Jan 24, 2023 |
| Property Address | 120 3RD AVE N, LORETTO, TN 38469-2119 |
| Document Number | 0000702120 |
| Book / Page | 702 / 120 |
| Instrument Date | Dec 27, 2022 |
| Instrument | 23000427 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 120 3RD AVE N, LORETTO, TN 38469-2119 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Property Address | 120 3RD AVE N, LORETTO, TN 38469-2119 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 120 3RD AVE N, LORETTO, TN 38469-2119 |
| Document Number | 0000549912 |
|---|---|
| Date | Nov 29, 2018 |
| Book Page | 549/912 |
| Instrument | 18006112 |
| Name | CITY OF LORETTO |
|---|---|
| Type | Government Agency |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Recording Date | Jun 13, 2022 |
| Property Address | 120 3RD AVE N, LORETTO, TN 38469-2119 |
| Document Number | 0000680105 |
| Book / Page | 680 / 105 |
| Map Reference | MB 258 PG 136 |
| Instrument Date | Jun 10, 2022 |
| Instrument | 22004080 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $444.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 120 3RD AVE N, LORETTO, TN 38469-2119 |
| Document Number | 0022004081 |
|---|---|
| Date | Jun 13, 2022 |
| Instrument | 22004081 |
| Name | BANK INDEPENDENT |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
Source: Lawrence County assessment roll, as of January 23, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Lawrence County |
| Municipality | Loretto City |
| Unified School District | Lawrence County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $26,500 (-) Land $2,750 Building $23,750 | ||
| 2024 | $745.00 (+20.16%) | ||
| 2023 | $620.00 | $26,500 (-) Land $2,750 Building $23,750 | |
| 2022 | $620.00 | $26,500 Land $2,750 Building $23,750 | $106,000 Land $11,000 Building $95,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 17, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORETTO WATER DEPARTMENT serves 5,054 people · EPA ID TN0000408 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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