Stearns County property record for 120 34th Ave N, Saint Cloud, MN 56303 · Last verified April 2026
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 2 ba · 960 sqft · built 1962 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Last Sale | $210,000 (Mar 2023) |
| Tax Bill | $3,780 (2026) |
| Deeds & Mortgages | Mar 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-46273-0000 |
| Primary APN | 82-46273-0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| Interior Walls | Plaster |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Width | 55 ft Width |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 120 34TH AVE N |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56303-4151 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | LOT 20 & N13' OF LOT 19 BLK 8 COTTAGE PLACE ADD SECTION 16 TOWNSHIP 124 RANGE 028 COTTAGE PLACE ADD SECTION 16 TOWNSHIP 124 |
| Legal Range | 28W |
| Legal Township | 124 |
| Legal Section | 16 |
| Legal Subdivision | COTTAGE PLACE ADD |
| Legal Block | 8 |
| Legal Lot Number | 19-20 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 601 |
Source: Stearns County records · APN 82-46273-0000
Assessment roll updated November 6, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 120 34TH AVE N, SAINT CLOUD, MN 56303-4151 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 06, 2023 · Amount on Record |
| Deed Sale | Mar 06, 2023 · Amount on Record |
| Prior Sale | Jun 13, 2016 · Amount on Record |
| Deed Document Number | 20231516267 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Mar 14, 2023 |
| Property Address | 120 34TH AVE N, SAINT CLOUD, MN 56303-4151 |
| Document Number | 00A1649941 |
| Instrument Date | Mar 04, 2023 |
| Instrument | A1649941 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2023 |
| Title Company | MISC COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 120 34TH AVE N, SAINT CLOUD, MN 56303-4151 |
Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,780.00 (+81.03%) | ||
| 2025 | $2,088.00 (-32.6%) Homeowner's exemption | $205,400 (+12.92%) Land $25,000 Building $180,400 | $205,400 (+12.92%) Land $25,000 Building $180,400 |
| 2023 | $3,098.00 | $181,900 Land $25,000 Building $156,900 | $181,900 Land $25,000 Building $156,900 |
Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 282 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| BIF IV Intrepid HoldCo | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: T-Mobile USA, Lumen Technologies, Spectrum, Arvig Enterprises. Availability varies by address; speeds are provider-advertised maximums, not measured.
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