120 2nd St, Newark, NJ 07107 Property Records

Essex County and Newark City property record for 120 2nd St, Newark, NJ 07107

Property Summary

Property Type	Single Family Home
Details	4,394 sqft · built 2003
Lot Size	0.068 acres (2,966 sqft)
Owner	2 Individual Names on File
Last Sale	$541,000 (Jul 2020)
Tax Bill	$15,820 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Oct 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-01884-0000-00023-04`

Property Details

APN / Parcel Number

Primary APN	`14-01884-0000-00023-04`
Alternative APN	`14018840000000230004`

Interior

Building Area	4,394 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	2,966 sqft (0.068 acres)

Location & Zoning

Old Parcel Number	14018840000000230004
Street Address	120 2ND ST
City	NEWARK
State	NJ
Zip	07107-4445
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2968 SF
Legal Block	1884
Legal Lot Number	23.4
Jurisdiction	ESSEX NJ
Township / Civil Division	NEWARK
Census Block Group	2
Census Block	2003
Census Tract	1000

Owner

120 2nd St is owned and occupied by two individuals who bought it in July 2020.

Source: Essex County and Newark City records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	120 2ND ST, NEWARK, NJ 07107-4445
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2020	Grant Deed, Transfer · Conventional with PMI HOME PT FIN'L
Oct 6, 2017	Grant Deed, Transfer · Conventional with PMI TD BK NA
Sep 20, 2017	Deed of Trust, Mortgage TD BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2020 · Amount on File
Deed Sale	Jul 30, 2020 · Amount on File
Prior Sale	Sep 29, 2004 · Amount on File
Deed Document Number	202070925
Record Updated	Oct 29, 2026

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Jul 30, 2020
Property Address	120 2ND ST, NEWARK, NJ 07107-4445
Document Number	0000070925
Instrument Date	May 18, 2020
Instrument	70925
Transaction Type	Transfer
Record Updated	Aug 20, 2020
Title Company	CLEAR SKIES TITLE AGENCY, CLEAR SKIES TITLE AGCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$541.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	120 2ND ST NEWARK NJ 071074445, NEWARK, NJ 07107-4445

Mortgage

Document Number	70926
Date	Jul 30, 2020
Instrument	70926

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 29, 2050

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Oct 6, 2017
Property Address	120 2ND ST, NEWARK, NJ 07107-4445
Document Number	0000088990
Instrument Date	Sep 20, 2017
Instrument	88990
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$405.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 MUHAMMAD ALI AVE NEWARK NJ 071082607, NEWARK, NJ 07108-2607

Mortgage

Document Number	88991
Date	Oct 6, 2017
Instrument	88991

Lender

Name	TD BK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 5, 2047

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	120 2ND ST, NEWARK, NJ 07107-4445
Document Number	0000088991
Instrument Date	Sep 20, 2017
Transaction Type	Mortgage
Record Updated	Jan 30, 2018
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 MUHAMMAD ALI AVE NEWARK NJ 071082607, NEWARK, NJ 07108-2607

Mortgage

Document Number	0000088991
Date	Oct 6, 2017
Instrument	88991

Lender

Name	TD BK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 5, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 120 2nd St was $15,820, up 5.2% from the year before.

Source: Essex County and Newark City assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
Municipality	Newark City
Unified School District	Newark City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$395,600 (-) Land $21,600 Building $374,000	$395,600 (-) Land $21,600 Building $374,000
2025	$15,820.00 (+5.16%)	$395,600 Land $21,600 Building $374,000	$395,600 Land $21,600 Building $374,000
2024	$15,044.00
2023		$395,600 Land $21,600 Building $374,000	$395,600 Land $21,600 Building $374,000
2022	$14,779.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 120 2nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 120 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWARK WATER DEPARTMENT serves 294,274 people · EPA ID NJ0714001
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2020 Treatment failure resolved · Sep 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead public education Mar 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: Andrena, T-Mobile.

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