Le Sueur County property record for 120 2nd St N, Waterville, MN 56096
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 0.75 ba · 731 sqft · built 1921 |
| Lot Size | 0.167 acres (7,260 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,076 (2025) |
| Deeds & Mortgages | Jun 2018 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 24.510.0300 |
| Primary APN | 24.510.0300 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 0.75 Baths |
| Stories | 1 Story |
| Building Area | 731 sqft Living Area |
| Gross Area | 400 sqft |
| 1st Floor Area | 768 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1921 |
|---|---|
| Effective Year Built | Effective 1921 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,260 sqft (0.167 acres) |
| Lot Dimensions | 132 ft deep x 55 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 120 2ND ST N |
|---|---|
| City | WATERVILLE |
| State | MN |
| Zip | 56096-1439 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CITY OF WATERVILLE BLOCK-008 S 55 FT OF LOTS 4-5 |
| Legal Subdivision | CITY OF WATERVILLE |
| Legal Block | 8 |
| Legal Lot Number | 4,5 |
| Jurisdiction | LE SUEUR MN |
| Township / Civil Division | WATERVILLE |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 950400 |
Source: Le Sueur County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 120 2ND ST N, WATERVILLE, MN 56096-1439 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LE SUEUR MN |
| Property Address | 120 2ND ST N, WATERVILLE, MN 56096-1439 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2018 |
| Name | Verified Name |
|---|
| Document Number | 000000416329 |
|---|---|
| Date | Jun 6, 2018 |
| Instrument | 000000416329 |
| Name | FRANDSEN B&T |
|---|
| Amount | Amount Recorded |
|---|
Source: Le Sueur County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Le Sueur County |
| Municipality | Waterville City |
| Unified School District | Waterville-Elysian-Morristown Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $109,300 (+16.03%) Land $35,600 Building $73,700 | $109,300 (+16.03%) Land $35,600 Building $73,700 | |
| 2025 | $1,076.00 (+21.72%) | ||
| 2023 | $884.00 Homeowner's exemption | $94,200 Land $27,600 Building $66,600 | $94,200 Land $27,600 Building $66,600 |
| 2022 | $884.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 53 (1993–2024) |
| Claims Outside the SFHA | 8 of 53 |
| Most Recent Claim | Jul 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Waterville serves 1,868 people · EPA ID MN1400015 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Midco Cable | 1,250 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Netwave Broadband Fixed Wireless · not low latency | 125 / 40 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GigFire.
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