120 28th St, Allegan, MI 49010 Property Records

Allegan County property record for 120 28th St, Allegan, MI 49010

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,300 sqft · built 1976
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,852 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-034-006-00`

Property Details

APN / Parcel Number

Primary APN	`21-034-006-00`
Alternative APN	`03-21-034-006-00`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,300 sqft Living Area
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Cape Cod
Lot Area	435,600 sqft (10 acres)
Lot Dimensions	1,320 ft deep x 330 ft wide
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	120 28TH ST
City	ALLEGAN
State	MI
Zip	49010-9738
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE S 1/2 SE 1/4 NE 1/4 EX THE S 10 AC SEC 34 T1N R13W (73).
Legal Range	13W
Legal Township	01N
Legal Section	34
Jurisdiction	ALLEGAN MI
Township / Civil Division	TROWBRIDGE
Census Block Group	3
Census Block	3028
Census Tract	31101

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	120 28TH ST, ALLEGAN, MI 49010-9738
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2018	Deed of Trust, Mortgage · VA Mortgage CHEMICAL BANK
Oct 30, 2020	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	120 28TH ST, ALLEGAN, MI 49010-9738
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4296/268
Date	Oct 31, 2018
Book Page	4296/268

Lender

Name	CHEMICAL BANK
Type	Bank
Address	WYOMING, MI 49519

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048
Prepayment Penalty	00 Months

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	120 28TH ST, ALLEGAN, MI 49010-9738
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4530/885
Date	Oct 30, 2020
Book Page	4530/885

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Trowbridge Township
Unified School District	Allegan Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$116,800 (+40.05%) Land $47,500 Building $69,300	$233,600 (+40.05%) Land $95,000 Building $138,600
2025	$1,852.00 (+14.53%)
2023		$83,400 Land $30,000 Building $53,400	$166,800 Land $60,000 Building $106,800
2022	$1,617.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mercury Fiber Fiber	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 28th St

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