120 27th St, Cocoa Beach, FL 32931 Property Records

Brevard County property record for 120 27th St, Cocoa Beach, FL 32931

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 938 sqft · built 1950
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$700,000 (Jul 2021)
Tax Bill	$4,731 (2025)
Deeds & Mortgages	Jul 2021 Transfer Jul 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`25-37-26-50-E-12`

Property Details

APN / Parcel Number

Primary APN	`25-37-26-50-E-12`
Alternative APNs	`25-37-26-50-0000E.0-0012.00` `2520347`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	938 sqft Living Area
Gross Area	1,512 sqft
1st Floor Area	938 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1992
Exterior Material	Composition/Composite
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	120 ft deep x 10.3 ft wide
View / Lot	River
Garage Type	Carport
Garage Area	200 sqft
Carport	Carport
Carport Area	200 sqft

Exterior Amenities

Porch	Florida Room
Porch Area	602 sqft
Patio Area	492 sqft
Pole Barn	200 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2520347
Street Address	120 27TH ST
City	COCOA BEACH
State	FL
Zip	32931-4911
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-2-15
Legal Description	CRESCENT BEACH LOT 12 BLK E & VAC ST ON WEST
Legal Range	37E
Legal Township	25S
Legal Section	26
Legal Subdivision	CRESCENT BEACH
Legal Block	E
Legal Lot Number	12
Jurisdiction	BREVARD FL
Township / Civil Division	COCOA BEACH-CAPE CANAVERAL
Census Block Group	2
Census Block	2040
Census Tract	68101

Owner

120 27th St is owned and occupied by two individuals who bought it in July 2021.

Source: Brevard County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	120 27TH ST, COCOA BEACH, FL 32931-4911
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Correction Deed PRECISE TITLE INC
Jul 26, 2021	Warranty Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2021 · Amount on File
Deed Sale	Jul 26, 2021 · Amount on File
Prior Sale	Jan 16, 2008 · Amount on File
Deed Document Number	2021193236
Deed Book / Page	9201 / 2640
Prior Transfer Date	Jul 23, 2021
Prior Transfer Doc	0092012638
Record Updated	Sep 20, 2026

July 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	BREVARD FL
Recording Date	Jul 26, 2021
Property Address	120 27TH ST, COCOA BEACH, FL 32931-4911
Document Number	0092012638
Book / Page	9201 / 2638
Map Reference	MB 1 PG 38
Instrument Date	Jul 23, 2021
Instrument	2021193235
Record Updated	Mar 6, 2023
Title Company	PRECISE TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 27TH ST, COCOA BEACH, FL 32931-4911

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jul 26, 2021
Property Address	120 27TH ST, COCOA BEACH, FL 32931-4911
Document Number	0092012640
Book / Page	9201 / 2640
Map Reference	MB 1 PG 38
Instrument Date	Jul 21, 2021
Instrument	2021193236
Transaction Type	Transfer
Record Updated	Mar 6, 2023
Title Company	PRECISE TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	425 HELGA CT, THOUSAND OAKS, CA 91320-3866

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 27TH ST, COCOA BEACH, FL 32931-4911

Mortgage

Document Number	0092012643
Date	Jul 26, 2021
Instrument	9201/2643

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 120 27th St was $4,731 with a homeowner's exemption, up 4.9% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$369,320 (-6.7%)	$369,320 (-19.17%)
2025	$4,731.00 (+4.85%) Homeowner's exemption	$395,850	$456,930
2024	$4,512.00 (+1.08%)
2023	$4,464.00 (+8.32%) Homeowner's exemption	$373,500 (+3.79%)	$378,720 (+5.24%) Land $259,510 Building $119,210
2022	$4,121.00 Homeowner's exemption	$359,850 Land $259,510 Building $100,340	$359,850 Land $259,510 Building $100,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 120 27th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	3.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 256 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	916 units insured incl. 660 condo units
Nearby Flood Claims	70 (1978–2024)
Claims Outside the SFHA	28 of 70
Most Recent Claim	May 2024 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 4 claims Hurricane Frances, Sep 2004 · 28 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 120 27th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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