Oceana County property record for 120 1st St, Pentwater, MI 49449
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.204 acres (8,918 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,201 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 044-689-004-00 |
| Primary APN | 044-689-004-00 |
|---|
| Lot Area | 8,918 sqft (0.204 acres) |
|---|
| Street Address | 120 1ST ST |
|---|---|
| City | PENTWATER |
| State | MI |
| Zip | 49449-9797 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 120 E 1ST ST WD-L2016P18970 QC9614229LE VILLAGE OF PENTWATER - BLK 19 LOT 4 |
| Legal Subdivision | VILLAGE OF PENTWATER |
| Legal Block | 19 |
| Legal Lot Number | 4 |
| Jurisdiction | OCEANA MI |
| Township / Civil Division | PENTWATER |
| Census Block Group | 1 |
| Census Block | 1059 |
| Census Tract | 10800 |
Source: Oceana County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2 SARATOGA CT, BEACHWOOD, OH 44122-7550 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 25, 2016 |
| Deed Sale | Oct 25, 2016 |
| Deed Document Number | 20166144 |
| Deed Book / Page | 2016 / 18970 |
| Record Updated | Oct 29, 2026 |
Source: Oceana County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oceana County |
| County Subdivision | Pentwater Township |
| Municipality | Pentwater Village |
| Unified School District | Pentwater Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $236,100 (-5.1%) Land $236,100 | $472,200 (-5.1%) Land $472,200 | |
| 2025 | $4,201.00 (+17.58%) Homeowner's exemption | $248,800 (+37.76%) Land $248,800 | $497,600 (+37.76%) Land $497,600 |
| 2023 | $180,600 Land $180,600 | $361,200 (-) Land $361,200 | |
| 2022 | $3,573.00 | $361,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 individual policies |
| Nearby Flood Policies | 28 units insured incl. 17 condo units |
| Nearby Flood Claims | 7 (1997–2019) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Nov 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PENTWATER serves 857 people · EPA ID MI0005260 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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