120 1st St, Melrose, FL 32666 Property Records

Putnam County property record for 120 1st St, Melrose, FL 32666

Property Summary

Property Type	Mobile Home
Details	744 sqft · built 1973
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on File
Last Sale	$10,000 (May 2021)
Tax Bill	$884 (2025)
Deeds & Mortgages	Apr 2024 Transfer May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-09-23-0000-0344-2102`

Property Details

APN / Parcel Number

Primary APN	`03-09-23-0000-0344-2102`
Alternative APN	`70829`

Interior

Building Area	744 sqft Living Area
1st Floor Area	744 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1975
Architectural Style	Mobile Home
Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	160 ft deep x 103 ft wide
Porch	Unfinished Open Porch
Porch Area	144 sqft

Location & Zoning

Account Number	70829
Street Address	120 1ST ST
City	MELROSE
State	FL
Zip	32666-3028
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	PT OF SE 1/4 OF SW 1/4 OR 311, P 93 (HALFMOON LAKE, HOMESITES LOT 2, BLK U)
Legal Subdivision	HALFMOON LAKE HOMESITES
Legal Block	U
Legal Lot Number	2
Jurisdiction	PUTNAM FL
Township / Civil Division	INTERLACHEN-FLORAHOME
Census Block Group	4
Census Block	4009
Census Tract	950300

Owner

120 1st St, a mobile home, is owned by an individual who acquired it in March 2024.

Source: Putnam County records, as of December 10, 2025

Owner of Record	Individual Name on File
Mailing Address	5060 SW 26TH AVE, FORT LAUDERDALE, FL 33312-6026
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2024	Quit Claim Deed, Transfer Quitclaim
May 19, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage STEVEN CULLEN
Feb 17, 2017	Tax Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2021 · Amount on File
Deed Sale	May 19, 2021 · Amount on File
Prior Sale	Feb 17, 2017 · Amount on File
Deed Document Number	202111293
Deed Book / Page	1620 / 621
Last Transfer Date	Mar 9, 2024
Transfer Doc	0017510457
Record Updated	Oct 29, 2026

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PUTNAM FL
Recording Date	Apr 2, 2024
Property Address	120 1ST ST, MELROSE, FL 32666-3028
Document Number	0017510457
Book / Page	1751 / 457
Instrument Date	Mar 9, 2024
Instrument	202454008158
Transaction Type	Transfer
Record Updated	May 21, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5060 SW 26TH AVE, FORT LAUDERDALE, FL 33312-6026

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PUTNAM FL
Recording Date	May 19, 2021
Property Address	120 1ST ST, MELROSE, FL 32666-3028
Document Number	0016200621
Book / Page	1620 / 621
Map Reference	OR 311 PG 93
Instrument Date	May 19, 2021
Instrument	202154011293
Transaction Type	Transfer
Record Updated	Jun 9, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$70.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	125 HALFMOON TRL, 125, MELROSE, FL 32666-3044

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 NORTHERN TER, GLOVERSVILLE, NY 12078-1013

Mortgage

Document Number	1620622
Date	May 19, 2021
Instrument	1620/622

Lender

Name	STEVEN CULLEN
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	13 Months
Due	Jun 1, 2022

February 2017: Tax Deed, Foreclosure

Document Type	Tax Deed
Jurisdiction	PUTNAM FL
Recording Date	Feb 17, 2017
Property Address	120 1ST ST, MELROSE, FL 32666-3028
Document Number	0014651205
Book / Page	001465 / 001205
Instrument Date	Feb 17, 2017
Instrument	54002913
Transaction Type	Foreclosure
Record Updated	Mar 16, 2017

Transaction

Amount	Amount on Record
Tax	$84.93
Amount Accuracy	Confirmed
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 HALFMOON TRL MELROSE FL 326663044, MELROSE, FL 32666-3044

Tax Assessment & Valuation

The 2025 property tax bill for 120 1st St was $884.

Source: Putnam County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$884.00	$33,920 Land $5,560 Building $28,360	$33,920 Land $5,560 Building $28,360
2023	$589.00 (+14.15%)	$30,340 (+40.14%)	$30,340 (+40.14%) Land $5,560 Building $24,780
2022	$516.00	$21,650	$21,650 Land $4,450 Building $17,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 120 1st St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	2 (2017–2024)
Most Recent Claim	Sep 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 1st St is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 43% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 1st St

Nearby Streets

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