Douglas County property record for 120 1st St, Dillard, OR 97432
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,368 sqft · built 1945 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Individual Name on File |
| Last Sale | $172,500 (Jun 2019) |
| Tax Bill | $1,599 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Jun 2019 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 28-06W-29DA-02000 |
| Primary APN | 28-06W-29DA-02000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,368 sqft Living Area |
| 1st Floor Area | 1,368 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wood |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 16,553 sqft (0.38 acres) |
| Garage Type | Mixed |
| Garage Area | 220 sqft |
| Carport | Carport |
| Carport Area | 786 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 300 sqft |
|---|---|
| Shed | 1 Shed |
| Shed Area | 48 sqft |
| Lean-To | Lean-To |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | R57243 |
|---|---|
| Street Address | 120 1ST ST |
| City | DILLARD |
| State | OR |
| Zip | 97432-5004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | DILLARD BOTTOM SUB, BLOCK 1, LOT 6 & 7, ACRES 0.38 |
| Legal Range | 06W |
| Legal Township | 28S |
| Legal Section | 29 |
| Legal Quarter | SE |
| Quarter-Quarter Section | NE |
| Legal Subdivision | DILLARD BOTTOM SUB |
| Legal Block | 1 |
| Legal Lot Number | 6-7 7 |
| Jurisdiction | DOUGLAS OR |
| Township / Civil Division | ROSEBURG |
| Census Block Group | 3 |
| Census Block | 3052 |
| Census Tract | 160002 |
120 1st St is owned and occupied by an individual who bought it in June 2019.
Source: Douglas County records, as of February 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 120 1ST ST, DILLARD, OR 97432-5004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2022 | Deed of Trust, Mortgage · Line of Credit UMPQUA BANK |
| Jun 27, 2019 | Warranty Deed, Transfer · Conventional Mortgage UMPQUA BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 27, 2019 · Amount on File |
| Deed Sale | Jun 27, 2019 · Amount on File |
| Deed Document Number | 2019-009893 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS OR |
| Property Address | 120 1ST ST, DILLARD, OR 97432-5004 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 120 1ST ST, DILLARD, OR 97432-5004 |
| Document Number | 0000015137 |
|---|---|
| Date | Sep 22, 2022 |
| Instrument | 2022-015137 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | ROSEBURG, OR 97470 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 14, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DOUGLAS OR |
| Recording Date | Jun 27, 2019 |
| Property Address | 120 1ST ST, DILLARD, OR 97432-5004 |
| Document Number | 0000009893 |
| Instrument Date | Jun 26, 2019 |
| Instrument | 2019-009893 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 120 1ST ST, DILLARD, OR 97432-5004 |
| Document Number | 0000009894 |
|---|---|
| Date | Jun 27, 2019 |
| Instrument | 2019-009894 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
The 2025 property tax bill for 120 1st St was $1,599, up 2.9% from the year before.
Source: Douglas County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Douglas County |
| Unified School District | Winston-Dillard School District 116 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,599.00 (+2.9%) | $129,535 (+3%) | $222,691 (+4.02%) Land $76,500 Building $146,191 |
| 2024 | $1,554.00 (+2.85%) | $125,763 (+3%) | $214,094 (-2.3%) Land $73,500 Building $140,594 |
| 2023 | $1,511.00 (+3.07%) | $122,100 (+6.09%) | $219,145 (+35.31%) Land $79,875 Building $139,270 |
| 2022 | $1,466.00 | $115,092 | $161,952 Land $59,250 Building $102,702 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 120 1st St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 29 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 29 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 120 1st St is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 85% of Oregon |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINSTON-DILLARD WATER DISTRICT serves 8,300 people · EPA ID OR4100957 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | 7 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| DFN Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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